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I know barclays is very sensitive to inqs and in the past they have pulled TU for me. During a card app for them will they look at the number of new accounts or will they look at the number of inqs when deciding if you have had too many new accounts in the last 24 months. I have heard numbers thrown around about them being like 6/24.
@Gmood1 wrote:
They'll look at the number of new accounts. I've seen mention of the 6/24.
Not sure how many it really is? But they denied me with a TU right at 800.
The reason was the number of new accounts. I'm well passed lol/24, probably closer to No way in hell/24.😂
Hmm so I will probably have to prioritize them right behind chase if I want to get their cards. I heard the AA cards are easier so not sure how difficult it will be vs going for an Arrival+
@Gmood1 wrote:
They'll look at the number of new accounts. I've seen mention of the 6/24.
Not sure how many it really is? But they denied me with a TU right at 800.
The reason was the number of new accounts. I'm well passed lol/24, probably closer to No way in hell/24.😂
They look at inquiries.
6/24 only seems to apply for the arrival+ card as i am like 30/24 and can get any of there business/personal cards, but know to avoid the arrival+. As long as you can talk a good game if not instant approved such as my business AA card with them it is easy imo just gotta explain those cards away one way or another the arrival + is a different beast and no way around that due to huge sign-up bonus
@SouthJamaica wrote:
@Gmood1 wrote:
They'll look at the number of new accounts. I've seen mention of the 6/24.
Not sure how many it really is? But they denied me with a TU right at 800.
The reason was the number of new accounts. I'm well passed lol/24, probably closer to No way in hell/24.😂They look at inquiries.
They definetly look at inquiries. I guess it stands to reason they would also check accounts actually opened in the past 24 months that have reported to the credit report, but then again maybe I am giving them too much credit.
@red259 wrote:I heard the AA cards are easier so not sure how difficult it will be vs going for an Arrival+
My score was 780 and I was denied for the AA card for being over 6/24.
One of the reasons Im in the garden is to pass Barclays weird underwriting. When I exit my AAoA/AoYA should be 2 years, and I'll be at 0/24.