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You ALWYAS recon with Barclays. Whether it's for approval on a denial or a higher CL on an approval. Always call them.
UPDATE: i recon with them twice and got the same answer from two different CSR's. I need to establish two years on all my credit cards, before they approve me, because of the baddies that i have. Oh well, i will garden until April 2013 and try again. In the mean time i will enjoy my Discover More card! Thanks guys!
I know this is a bit delayed, but my DH suddenly expressed strong interest in an iPad (sigh) so now I'm thinking about apping for their Apple card... Would you mind expanding a bit on the baddies you have?
Did they deny you for any branded card they have, or specifically for the regular Visa that you mentioned?
@720ismygoal wrote:UPDATE: i recon with them twice and got the same answer from two different CSR's. I need to establish two years on all my credit cards, before they approve me, because of the baddies that i have. Oh well, i will garden until April 2013 and try again. In the mean time i will enjoy my Discover More card! Thanks guys!
How many baddies do you have?
@LS2982 wrote:
@720ismygoal wrote:UPDATE: i recon with them twice and got the same answer from two different CSR's. I need to establish two years on all my credit cards, before they approve me, because of the baddies that i have. Oh well, i will garden until April 2013 and try again. In the mean time i will enjoy my Discover More card! Thanks guys!
How many baddies do you have?
i have two Charge offs, one from Janurary of 2009(paid in full) and another from December of 2009(also paid in full). I started re-establishing credit, so i have about a year's worth of good credit.
@modernsurrender wrote:I know this is a bit delayed, but my DH suddenly expressed strong interest in an iPad (sigh) so now I'm thinking about apping for their Apple card... Would you mind expanding a bit on the baddies you have?
Did they deny you for any branded card they have, or specifically for the regular Visa that you mentioned?
Denied for the regular visa card. i have two CO's, but all paid in full and about a year of re-establishing credit.
If it makes you feel better I was approved for Barclays but denied for Discover More. Want to trade?
@vonmannstein wrote:If it makes you feel better I was approved for Barclays but denied for Discover More. Want to trade?
Hahahahah! no way! i love my Discover!
Thanks for the extra details 720 I'm tempted to app since my negs are all from 05-07, but I'm trying to hold off until the fall... So tempting!