40% CB, amazing, thanks for the info.
Unfortunately, for me anyway, this card isn't worth much more than its 3% CB on gas. When it was Chase and before I had AOD 3% CB everything, I did rely on this card for 3% on gas and restaurants for the rare quarters I did not have 5% gas or rest's. Today, I have no need for this card. Sock drawer'ed.
But, again, for new applicants, that's a nice $200 intro bonus! 
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