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Like every else said, NO AF, 1st 1.5%, they have great promos, easy to work with, instant post of rewards, . My main card is Citi DC but QS is always right behind. If for monthing else for util and back up. Last night tried to buy something with Citi and their network was briefly down so paid with QS.
I don't really use my QS card, but there's no real reason for me to close it. I'm all for "close it if you don't use it" as I have closed several cards in the past few years, but the QS just makes a good backup card. I keep it in my wallet just because I can fall back on it and have pretty much no problem. It's really a "no hassle" card.
Besides, capital one was my first credit card and my ONLY credit card from Feb 2007 until Apr 2015. That makes it my oldest card too. They'll always be in my wallet
Thanks all for your input. I am stil on the fence with closing this one but probably leaning more towards closing. My aim is downsize my deck, I currently have 23 credit cards and quite honestly I don't want to manage so many cards and probably don't need this much credit. But if I were to keep this card, does anyone know if Capital One is known for closing cards for non-activity?
@irunfromcredit wrote:Thanks all for your input. I am stil on the fence with closing this one but probably leaning more towards closing. My aim is downsize my deck, I currently have 23 credit cards and quite honestly I don't want to manage so many cards and probably don't need this much credit. But if I were to keep this card, does anyone know if Capital One is known for closing cards for non-activity?
They're the least likely bank to close for non-activity, but I wouldn't test them on it.
@irunfromcredit wrote:Thanks all for your input. I am stil on the fence with closing this one but probably leaning more towards closing. My aim is downsize my deck, I currently have 23 credit cards and quite honestly I don't want to manage so many cards and probably don't need this much credit. But if I were to keep this card, does anyone know if Capital One is known for closing cards for non-activity?
I answered this exact question in my response to you.
Thanks all for the input, and looks like all the considerations have been covered. I am going with my gut on this one and will close it out. My goal is to downsize and want to stick to it!