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@Anonymous wrote:I personally refuse to answer questions that involve the word "best" without the person defining what is the best thing they're looking for.
So fix your question with some information on how you define "best" here.
Maybe your definition of "best" is the "best looking card" or maybe you mean the "best ability to get a SP CLI"? Or do you mean "best customer service"?
Lol.......
I'm happy with the Citi DC. Price Rewind is especially nice and Citi is gigantic so the app and website are top notch.
I guess you need to spend over $12k per year on the Alliant card to make that extra .5% worth the Annual Fee.
I would go for Blispay if I had to do it again. I like the idea of 6-month 0% financing built into the card from the get-go in case you really did have an emergency. Not sure how easy of an app or Customer Service is, or Fraud detection, but yeah, Blispay seems pretty cool.
I'm not a huge fan of the Citi Double Cash. I just think the blue and green kind of clash together and it looks cheap and tacky. The fidelity green card is also a bit cheap looking. The Venture card is the best looking in my opinion. Nice deep blue, stamped passport design, and metal. Only downfall is the annual fee. But if we're talking about best looking 2% cards, the Venture wins it for sure.
My favorite 2% card is the Limitless because it's 2.5% with no AF and only $1 minimum redemption.
If you can PC the Citi TY Preferred into the DC then I would go for it. That's what I plan on doing if the news of the Citi Forward being PCed into the TY Premier is true. But then it might make me regret getting the Paypal 2% CB card lol
The good thing about the Paypal 2% CB is that you can redeem any amount. I believe with Citi you can only start redeeming at $25.
I wished Blispay had a better verification system because that's the card I really wanted with the 2% CB and 6mth financing on purchases over $199 and it only reports to EX. But I got denied cause they couldn't verify me. Tried recon with them but they said they couldn't do anything and said they asked EX to remove my HP. Still waiting on that removal. It's been like two months now lol
Penfed sorta has a 2% card with the Power Cash Rewards card but you need to have $500 in their checking account or have served in the military. Otherwise its just a 1.5% card.
PenFed has been my primary bank since the early 1990s, so I now use their 2% Power Cash Rewards Visa for all my spending that isn’t dining or travel. I even use it for grocery stores because I don’t like any of the grocery-focused credit cards currently available. Points post as soon as the transaction posts and can be redeemed immediately in increments of $5.00.
You find $5 increments hard? With 2% cash back, you only have to spend $250 to earn $5.
I love Blispay. Happy since 2016. Easy peasy lemon squeezy. 2% back and no interest over $199. Not going to wow you with perks or special deals. Says what it does and does what is says. Simple.