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Once we close escrow on our home we would like to purchase appliances and possibly a tv from Best Buy. Our plan is to use the 24 months free financing, but most likely pay off sooner. Have people been getting high credit limits with either the MC/VISA or store card?
@Anonymous wrote:Once we close escrow on our home we would like to purchase appliances and possibly a tv from Best Buy. Our plan is to use the 24 months free financing, but most likely pay off sooner. Have people been getting high credit limits with either the MC/VISA or store card?
I got $1800 limit on store card back in 2013... Got it bumped to $3500 with a HP in December 2014.
Good for 0% promos like you said...
@Anonymous wrote:Once we close escrow on our home we would like to purchase appliances and possibly a tv from Best Buy. Our plan is to use the 24 months free financing, but most likely pay off sooner. Have people been getting high credit limits with either the MC/VISA or store card?
Of all my store cards it gave me my highest starting limit of $2,000. It is still on it a year later meanwhile my Amazon store card went from $700 or whatever to $2,850
No. Citi is pretty tight. even with the cli's. Have a 4k plat mc. But if you want cli. Another hp. and they cry about it too. as if it is coming out of their own pockets. Yikes.
I had a $2k CL on my card from back when HSBC had it. I called a couple weeks ago, asked for a $10k line and got it. This is the store card and my FICOs are low to mid 700's.
@Anonymous wrote:
I can't wait to get this card. My uncle in 2011 who has serious fico scores almost 800. he cosigned for me and we did it in store charged at the cashier for a sony tv and accessories totaling $3300. We were instantly approved. Weird number I think he specifically requested $3300 because he had to call in store for verification. 6 months later he closed the account I was never late and paid the whole thing off. I am planning on applying first I must garden. He recently opened up a best buy card I would love to ask him how much did he get as a SL
It's not that good of a card imo lol. The point system they have is pretty poor and you're better off using a basic 1% or 2% CB card imo in the long run.
250 points = $5 dollar coupon or Spend $250 at 1 point per dollar for $5 dollars. The store card offers 5% but 250 for $5 isn't that great imo
@taxi818 wrote:
Much more invoked than 250 points for 5 dollars. In fact you can choose 6% off of purchase. Not just points. And you get 0% financing. 6-1234-36 months. So the points are also for non best buy purchases. That's why mc is important.
Meh its 6% still meh. 250 points for $5 dollars still pretty lame. As far as financing goes I rather get an Amazon store card, Prime and use their financing and get 5% CB as a statement credit. Even if you don't use prime I find the amazon store card better.
Amazon store card takes SP for CLI unlike Bestbuy so I would have my card grow faster with Amazon