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Best Buy Reward Zone Gold Mastercard

phughes
Contributor

Best Buy Reward Zone Gold Mastercard

I am wondering if anyone has this and any information you can tell me about it.  It said congratulations!  Your Best Buy Reward Zone Gold Mastercard and account will be mailed in 7 to 14 days.
Message 1 of 15
14 REPLIES 14
illtakecreditforthat
Frequent Contributor

Re: Best Buy Reward Zone Gold Mastercard

Congrats!  If its your starter card, it can help build your credit.  Hope you got decent CL.  They normally do not give CLI.  Use it, pay it on time, and it will help you get other cards.
I want PATIENCE...and I want it NOW
Message 2 of 15
phughes
Contributor

Re: Best Buy Reward Zone Gold Mastercard

So I am confused is this the store card (which I hear is better?) or is the regular credit card?  Also, it did not give me a CL should I call them and find out?
Message 3 of 15
Susyquk
Established Contributor

Re: Best Buy Reward Zone Gold Mastercard

The MasterCard is a credit card.  And yes, you can call and ask them what the limit is on it.
Message 4 of 15
cattracks
Valued Member

Re: Best Buy Reward Zone Gold Mastercard


@illtakecreditforthat wrote:
Congrats!  If its your starter card, it can help build your credit.  Hope you got decent CL.  They normally do not give CLI.  Use it, pay it on time, and it will help you get other cards.

 

No kidding they are hard to get CLI. My husband and I both have one and in the 3 years we have had them. I got one $250 increase and my husband none.

Message 5 of 15
Itsmeagain
Established Contributor

Re: Best Buy Reward Zone Gold Mastercard

I've had this card for about a year and a half.  Two CLI's and it's still only $1,250.  It was a great rebuilding card because there's no AF.  But, since there's no cost involved I just sock drawered it and only use it for a small purchase every three or four months to keep it open.

 

It will show on your CR as a Department Store National Bank (DNSB) card.


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


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Message 6 of 15
illtakecreditforthat
Frequent Contributor

Re: Best Buy Reward Zone Gold Mastercard

itsmeagain,

 

The BB Mastercard is issued by HSBC (yuck!).  Perhaps the store card is issued by DNSB (not so yuck!)  Unless they've changed their policy, the Mastercard does have an AF

Message Edited by illtakecreditforthat on 05-27-2009 12:52 PM
I want PATIENCE...and I want it NOW
Message 7 of 15
Itsmeagain
Established Contributor

Re: Best Buy Reward Zone Gold Mastercard


@illtakecreditforthat wrote:

itsmeagain,

 

The BB Mastercard is issued by HSBC (yuck!).  Perhaps the store card is issued by DNSB (not so yuck!)  Unless they've changed their policy, the Mastercard does have an AF

Message Edited by illtakecreditforthat on 05-27-2009 12:52 PM

My Bad!! . . . It's my Macys Visa that's issued by DNSB.  My apologizes to the OP.

 

However, the BB/MC has never had an AF.  I wouldn't keep it if there was a fee.


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


Take the FICO Fitness Challenge
Message 8 of 15
phughes
Contributor

Re: Best Buy Reward Zone Gold Mastercard

I talked to customer service and they said the CL is $300 with $59 fee.  They said they could cut the fee in half but could not raise the limit.  I already have a mastercard from them at $300 and a Capitol One at $500.  Now because they hard inquiried me should I take this or deny it?
Message 9 of 15
Chris_1970
Regular Contributor

Re: Best Buy Reward Zone Gold Mastercard

I've had my BB/RZ MC since 11/2006. Never a CLI and original CL is $300. Do not remember an AF offhand otherwise I would close it. Mine is HSBC.
Message 10 of 15
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