Best Buy RewardZone MasterCard

[Anonymous]

no i just applied for the card.  This is what it said.  I did not see the pre approval link just for the 2 different cards.

Unfortunately, HSBC Bank Nevada, N.A. is unable to approve your application at this time. You will receive a letter from HSBC Bank Nevada, N.A. advising you of the reason(s) within 30 days. For your protection, any duplicate applications submitted will be declined by our system.

[Creditaddict]

have you burned HSBC before? like that's the only way I have seen someone get turned down... but it almost seems like the pre-approval thing has more success then just applying flat out, I don't get it... if you do a search here for best buy mc pre approval, there is a link in a thread

[Anonymous]

I had a card with HSBC that was charged off but i have paid and owe them nothing.  Should I call or try the pre approval even though I already applied for the card.

[Creditaddict]

wait for the letter... I don't think it's possible to reach anyone with power to change a decision with HSBC, it's all computerized.  Wait 30 days and do the pre-qual.

I don't really get what decides CL. someone I know just got 500cl and there score is a 100 points below mine and I got 300, the same 300 my friend got with 90k in charged off accounts showing on his credit report, yet my other friend that just has a couple collections only got 100.

[Anonymous]

I tried the preapproval before i read you last post and they approved me for $100.  So now i guess i will have to see what happens.  Thats cool even if it is $100.  Its a start.

[Creditaddict]

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@Anonymous wrote:

I tried the preapproval before i read you last post and they approved me for $100.  So now i guess i will have to see what happens.  Thats cool even if it is $100.  Its a start.

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haha, im starting to wonder if this pre-approval is broken, it just doesn't decline! congrats... charge a few hundred a month to it and you should get an increase when they ever decide to start giving increases again

[Anonymous]

Yeah so hopefully I get the card.

[chasmith]

I was shot down twice by Orchard because I discharged an HSBC BB card in Chapter 7 last November.  The prequal said I qualified, I applied and it said I was approved, about ten days later I got my card.

[Anonymous]

ah I forgot about that. Yeah they pulled TU and EQ I think. I have to check.

My eq had no tradelines and 2 collections. Maybe that prompted them to pull TU as well.

I'd have to check but the 100 was most likely because i had no score on Eq

[chasmith]

They pulled only EQ for me.