Best Buy Store Card

[bichonmom]

Thanks for the replies. I have a Barclay's apple card, but there's still a small balance for my iPad on it (which I'm intentionally paying over time to build a history with them @ 0%), plus the CL isn't really enough to get the Mac Book Pro w/Apple Care and tax. Plus, I would also have the additional cost of converting my software from PC to Mac. I keep saying I want to do it, but somehow I never plan for when I need a new computer and the cost keeps me in PC land.

It doesn't sound very promising based on the replies so far. I do believe that the BB threads I've read have not talked about really large limits. Timing isn't great because from what people have said, it's going to take 6 to 8 weeks for the Amex to show on my CR, and that will (should!) raise my EQ FICO.

Just not sure. I really don't want a HP if I'm going to be denied or get a toy limit.

[logan_720]

You'll never know until you try

[Itsmeagain]

When I opened my BB Store Card in 2008, my scores were less than yours, credit was tighter and my history was less than 12 mo. with several inquiries.

I was in the store and decided to try and purchase a TV and Blue Ray Player.  The total was about $2,500.  I applied at the service counter and was approved for $8,000.  CLI's since then have upped the limit to $12,100.

I think you should apply.

[bichonmom]

So, is the consensus that they only pull EQ?

Unfortunately that's my lowest score. And it's actually droped around 20 pts since my Navy bal reported before I paid, since it was a weekend. (I didn't change my siggy.) I think my EQ is around 665?! It won't report again until around the 20th of March, and I know my score will go back up then. Timing is everything with credit!

[afbar1114]

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@bichonmom wrote:

So, is the consensus that they only pull EQ?

Unfortunately that's my lowest score. And it's actually droped around 20 pts since my Navy bal reported before I paid, since it was a weekend. (I didn't change my siggy.) I think my EQ is around 665?! It won't report again until around the 20th of March, and I know my score will go back up then. Timing is everything with credit!

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any baddies score seems fine i had lower than that and  i got 1k plan b.. how many inqs and UTL