ajg, I like this "warm fuzzy" thread you started. I could say the same thing with both WaMu & Cap1.
If I didn't have any cc's I'd have to pay with cash. It's a privilege to have...NOT a God given right.
Abide by the terms, pay on time, don't go over the limit, and I have no complaints.
It's a lot easier to buy a new HDTV and put it on a cc, and pay it out over time, than to pay with cash. I am blessed with what I have.
Amen.