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flyers wrote:I was looking at the Citi Preferred card I think and it has a 0% APR on purchases for 12mths plus I think fico scoring gives max pts for the big bank cards. With the 0% purchase promo we could use that instead of a stores 12mth financing thru a finance company for our window blinds.Anyone know of any other cards that offer 0% or really low apr for 12 mths that my wife has a shot at?
flyers wrote:
My wife wants her first CC. She has 2.5 years credit history, auto loan, mortgage, secured loan(PIF), and about 1 1/2 year perfect history on an old CC account(she was an AU and it still shows the good history from that time period). Her scores are TU 700, EQ 713, EX 704.We'd like to get a major bank card if possible that will give a nice starting CL. (2K plus)Any recommendations on who to apply to?
Amex is very generous but they mostly pull EX. CITI is a big EQ puller and they have been known to be generous with some applicants. With your wife's scores, she can do better than the CITI PP card...Dividends Plat Select is a good cash back card.
flyers wrote:
Sounds like she can pick from most prime cards out there. Which banks tend to give the biggest credit lines to start with? EQ pull preferred since highest score.