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Best CU Credit Cards

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Green456
Established Contributor

Best CU Credit Cards

I will be looking next year for CU credit cards. Obviously Penfed is on my mind but
what are some other good CU credit cards that anyone can get?
Message 1 of 26
25 REPLIES 25
CreditInspired
Community Leader
Super Contributor

Re: Best CU Credit Cards


@Green456 wrote:
I will be looking next year for CU credit cards. Obviously Penfed is on my mind but
what are some other good CU credit cards that anyone can get?

It would be helpful if you told us what you're looking for and your DPs.


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 2 of 26
SouthJamaica
Mega Contributor

Re: Best CU Credit Cards


@Green456 wrote:
I will be looking next year for CU credit cards. Obviously Penfed is on my mind but
what are some other good CU credit cards that anyone can get?

If you'd like a no-balance-transfer-fee, no-cash-advance-fee, low interest, non-rewards card, I would recommend the Unify FCU variable rate platinum. My interest rate on it is 7.24%.

 

 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 3 of 26
Anonymous
Not applicable

Re: Best CU Credit Cards


@SouthJamaica wrote:

@Green456 wrote:
I will be looking next year for CU credit cards. Obviously Penfed is on my mind but
what are some other good CU credit cards that anyone can get?

If you'd like a no-balance-transfer-fee, no-cash-advance-fee, low interest, non-rewards card, I would recommend the Unify FCU variable rate platinum. My interest rate on it is 7.24%.

 

 


Unify bumped it to 8.74% for new accounts and fixed rate went to 9.49%. Garden Savings’ 8% fixed is pretty much the best deal now. 

Message 4 of 26
Anonymous
Not applicable

Re: Best CU Credit Cards

Message 5 of 26
Green456
Established Contributor

Re: Best CU Credit Cards


@Anonymous wrote:

Here's a good place to look.

 

https://www.depositaccounts.com/checking/reward-checking-accounts.html

 

for more in depth research such as hp/sp sort of stuff for joiining

 

https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/


I’m looking for good CU credit cards not  opening bank accounts in exchange for bonus.

Message 6 of 26
Anonymous
Not applicable

Re: Best CU Credit Cards

Where do CC's come from?  

Message 7 of 26
Green456
Established Contributor

Re: Best CU Credit Cards


@CreditInspired wrote:

@Green456 wrote:
I will be looking next year for CU credit cards. Obviously Penfed is on my mind but
what are some other good CU credit cards that anyone can get?

It would be helpful if you told us what you're looking for and your DPs.


I am looking for a credit card which I can keep for awhile to establish long term credit history. Rewards are less important. Stability of the institution and their service is important.

Message 8 of 26
Anonymous
Not applicable

Re: Best CU Credit Cards

Does it have to support e-bills?

Message 9 of 26
Brian_Earl_Spilner
Credit Mentor

Re: Best CU Credit Cards


@Green456 wrote:

@Anonymous wrote:

Here's a good place to look.

 

https://www.depositaccounts.com/checking/reward-checking-accounts.html

 

for more in depth research such as hp/sp sort of stuff for joiining

 

https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/


I’m looking for good CU credit cards not  opening bank accounts in exchange for bonus.


 All credit unions require you to open some type of account in order to get their products.

    
Message 10 of 26
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