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Best Card for Hotel Stays

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Regular Contributor

Best Card for Hotel Stays

I will be switching over to personal card use for business expenses with my employer. I travel around 30 weeks a year and typically stay in Marriott properties (just switched from Hilton). I have my flights and meals covered with my AMEX gold, however hotel spend is not rewarded well with that card.

I’ve looked at the 2 AMEX Marriott cards (personal & business), but am not sure that’s the best route either. I don’t think I can make the AF on the personal work outside of the SUB. I also don’t know that I want to put all my eggs in one basket with Marriott either. Any suggestions on a good card to pair with my Gold for these hotel stays?

Thanks!
Rebuilding Since 2016
6/5/2019 - Fico 8 Scores - EQ 672 TU 683 EX 674
6/15/2019 - FICO 8 Scores - EQ 682 TU 698 EX 690
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Message 1 of 19
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Community Leader
Senior Contributor

Re: Best Card for Hotel Stays

If you want to stay in the Marriott basket, the Chase Marriott Bonvoy Boundless (stupid name) gives you most of the benefits of the AMEX version. Glaring exceptions are no $300 Marriott credit, no automatic Gold status, and a reduced reward certificate value, however, there is only a $95 AF.  I will point out that with the $300 Marriott credit, the effective AF on the AMEX version is only $50 more.

https://creditcards.chase.com/travel-credit-cards/marriott-boundless?iCELL=6H3Z

 

If you're looking to avoid the Marriott branded cards, you have a few more options.  The following options come to mind:

  • Chase Sapphire Reserve
  • NFCU Flagship Rewards
  • PenFed Pathfinder
  • Citi Premier
  • WF Propel
  • Chase Sapphire Preferred (only 2X but UR points can be valuable)


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Message 2 of 19
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Regular Contributor

Re: Best Card for Hotel Stays

Thanks for the input Zoom. I didn’t take into account the $300 Marriott Credit. That one may make the most sense. I am over 5/24, so Chase is out. Would be great if AMEX had a better MR earning card for hotels.
Rebuilding Since 2016
6/5/2019 - Fico 8 Scores - EQ 672 TU 683 EX 674
6/15/2019 - FICO 8 Scores - EQ 682 TU 698 EX 690
8/10/2019 - FICO 8 Scores - EQ 706 TU 705 EQ 689
9/15/2019 - FICO 8 Scores - EQ 710 TU 713 EX 690

Message 3 of 19
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Senior Contributor

Re: Best Card for Hotel Stays


@DB2019 wrote:
Thanks for the input Zoom. I didn’t take into account the $300 Marriott Credit. That one may make the most sense. I am over 5/24, so Chase is out. Would be great if AMEX had a better MR earning card for hotels.

FWIW, Platinum gives 5x for prepaid hotels booked via the Amex Travel website.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, Freedom x 2, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC, ED, QS
Retention games: BCP
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 4 of 19
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Valued Contributor

Re: Best Card for Hotel Stays


@DB2019 wrote:  I will be switching over to personal card use for business expenses with my employer. I travel around 30 weeks a year and typically stay in Marriott properties (just switched from Hilton). I’ve looked at the 2 AMEX Marriott cards ... but ... don’t think I can make the AF on the personal work outside of the SUB.

I know you said you're over 5/24 for Chase but once you qualify, I'd really consider that Marriott Bonvoy Boundless Visa from Chase.  I got it recently more for the SUB and not sure I will keep it longterm but I wouldn't hesitate if I was a frequent Marriott guest.  For one thing, you get a free night annually so it pays the $95 AF right off the bat!  Plus you get automatic upgrade to Silver Elite status and 6x points on Marriott stays and purchases.  The Points Guy values Marriott points at 8/10 cent per point, so that is effective reward rate of 4.8%! 

 

If you're looking for flexibility (which I was too), I'd suggest the previously-mentioned Chase Sapphire Reserve as soon as you qualify to apply.  A great card.




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Message 5 of 19
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Super Contributor

Re: Best Card for Hotel Stays

Edited: due to to my error of tired speed reading. goofed again!

Message 6 of 19
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Community Leader
Senior Contributor

Re: Best Card for Hotel Stays

@M_Smart007, OP said he was switching away from Hilton. Otherwise, Surpass or Aspire would definitely be a no-brainer.



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Entering the garden 5/27/2019, staying until 2020
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Message 7 of 19
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Valued Contributor

Re: Best Card for Hotel Stays

Doesn't venture one gives you 10x miles on hotels.com? Seems like the best option for hotels only.

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Message 8 of 19
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Established Contributor

Re: Best Card for Hotel Stays

Altitude Reserve also gives you 3 points per dollar spent on hotels if. Points are worth a flat 1.5 cent too.

 

Not sure why this card doesn’t get much love here.

Amex Gold NPSL, Amex Hilton Aspire 3k, Amex Marriott Bonvoy 1k, AMEX BBP 3.5k, AMEX Hilton Surpass 4.5k, BOA Cash Rewards 8.2k, BOA Better Balance Rewards 2k, Care Credit 15k, Chase Amazon Visa 19.825k, Discover 11.8k, Discover 12.5k, Nordstrom Store 4.5k , Fidelity Visa 10k, Cap 1 QS 15k, Cap 1 Savor 10.5k, Citi Rewards+ 4.4k, Citi DC 7.5k, Citi Advantage Platinum 5.5k, US Cash+ 3.5k, Altitude Reserve 9k, Paypal Mastercard 4k, Apple Card 6.5k
Message 9 of 19
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Community Leader
Senior Contributor

Re: Best Card for Hotel Stays

I don’t think the AR is suffering from a lack of love for what it is. It seems it’s a difficult card to acquire and being beyond the reach of most of the forum probably keeps it off center stage in these discussions.



Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 10 of 19
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