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Best Credit Union?

Valued Contributor

Re: Best Credit Union?

@trumpet-205 wrote:

Problem is, Addison Ave merged with First Tech FCU and no longer offers what bunnyrabbit has to new cardmember. 

Oh, I see ...  sorry everyone     m( _ _ )m

It's very tough with small income ~ The Rewards are big little helper to me.
Message 11 of 15
Valued Contributor

Re: Best Credit Union?

I called First Tech today and was told that terms on my Addison Avenue were not changed, though for new applicants (after merge) there are new terms.


As for Best CU, it is relative. My favorites are:

CC - PenFed, Navy, Addison Avenue, Fort Knox, Lake Michigan.

Checking - Lake Michegan and Delta

Savings  - none.

Message 12 of 15
Frequent Contributor

Re: Best Credit Union?

I am a member of Navy Fed, PSECU and Fort Knox and have cards from all of them, the best I think is my Fort Knox Platinum Visa with 5% cash back on gas, and 1.25% cash on everything else.  Very happy with the card and now use it the most. Cash back is credited back to the card at the end of every month like clockwork.

Fico 8 Scores: EX: 751 (2/12/21) EQ: 753 (2/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14

Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | BBVA Plat Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 13 of 15
New Visitor

Re: Best Credit Union?

My favorites anyone can join are:




First Tech 

Delta Community

Lake Michigan -- rewards card 3% gas, 2% groceries, 1% other



Message 14 of 15
Frequent Contributor

Re: Best Credit Union?



Navy FCU

Pen Fed


I have been with Navy Federal since 2001. They are a generous CU. I keep hearing awesome things about Pen Fed and their credit cards. I have a savings account with them. That's about it. I'm hoping that one day I'll be in good enough shape credit wise to qualify for their products.

Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three

Take the FICO Fitness Challenge
Message 15 of 15
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