I think the Citi DC is the best card for straight 2% back, no categories, cash back limits etc, but you already have that card.
If you're with Verizon wireless and can deal with Synchrony, the Verizon Visa actually isn't too bad and has $0 AF.
4% gas and grocery
3% dining
2% back + $10 off your Verizon bill.
I paid all of our gas, groceries, dining out and our verizon bill on the card and my last statement we had earned $69 in "verizon dollars" to use towards verizon bill. I know that it's not true cash back, but it was $69 less that I had to spend on my cell phone bill which is as good as cash back in my pocket.
If the usalliance points are redeemed as cashback does $3=$3 or are they redeemed as a lesser amount? How hard is it to get approved for US Alliance?
How much online spend are you looking at? How much overall spend?
Is a significant share of spend already on the Target REDcard?
Reason to ask is, what marginal cash back is being pursued?
@Slabenstein wrote:
@AverageJoesCredit wrote:Im confused . You turned away the AOD card because you didnt get 5k sl? I may be slow but im pretty sure you would still get 3% on a 2k cl same as a 5k cl or am i missing something?. Many people couldnt even get approved , you still could have eventually got a cli. Most important is getting approved first
You only get the 3% back on the siggy, for which you have to have a $5k+ SL.
Oh wow, thanks must have missed it. Silly me i would still have grabbed it lol, not to waste the hp
@FalconSteve wrote:I never would have received the CLI b/c I wouldn't put enough spend through it at 1% cashback (non-Signature has paltry rewards), so I didn't get it. I may reapply in a year when my AAoA is higher.
They even approved me for the lowest APR (it had to be raised when they decided to only approve $2k
i feel ya but that low of apr card is hard to find
