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Things I have done to track FICO for free:
- The 30 day scorewatch here - loved it.
- Used to have the WaMu cards - miss it
- Use the on-line calculators for estimate purposes
- Have used one of the on-line lending/borrowing sites (without completing), which gives you an estimate of your score.
Anyone know of any free score-tracking tools? Any cards that give you your score? Banks? I would not be adverse to signing up for a card/bank account. Also - does anyone know if the scorewatch 30 day trial ever resets and you can use it again?
I remember someone here mentioning that K-Mart/Sears (1 of 2 available cards) has a free legitimate monthly FICO.
EDIT: I did some digging and it's ONLY the HSBC backed cards that offer this perk (TU FICO), NOT the Citi cards.
http://searssolutionsrewards.com/ecare/home_nli