No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Ducks Unlimited is 5% back on gas, no annual fee.
I plan to apply for that once I get most of my 0% deals paid off so I have a more respectable score.
Ducks unlimited as mentioned at 5%.. Also if you happen to have sams club membership alredy then Sams MC at 5% or in-turn costco membership then costco visa at 4%. Only problem with later two being sams/costco it is once a year pay out.
The PNC Cash Rewards Visa offers 4% cashback on gas purchases. It alos offers 3% back on dining/fast food and 2% on groceries. Quite a useful all-purpose card.
@Anonymous wrote:
As mentioned above, Ducks Unlimited. However, you can request a SP CLI over the phone with WF. When you call in they can put in the request, and if it gets denied immediately they send it to UW where they then perform a HP (told to me by a CSR). Of course YMMV, but this was what was explained to me
I requested a CLI on Propel after I got it. It went to UW but no HP (its possible they used the same HP for my app). I didn't get the CLI. Then requested one recently. No HP there. I got the CLI.
PNC cash rewards card is great for gas. If you don't have an existing account with them, it may require a few extra steps to get your online account access set up.
If you are a Costco member, the citi Costco Visa, 4% on gas.
I recently acquired this card because it seemed like the best dual purpose card for gas and restaurants. I already have an AMEX BCP with 3% gas, and I was looking into going getting a Savor One card to get 3% on dining. This card seemed like a better bang for the buck, so I pulled the trigger on it.
@Anonymous wrote:The PNC Cash Rewards Visa offers 4% cashback on gas purchases. It alos offers 3% back on dining/fast food and 2% on groceries. Quite a useful all-purpose card.
Citi Premier is 3x gas and you can reedem Thank You points at 1.25 if you have the Premier.
Chase Freedom has x5 gas once in a while which can be reedeemed at 1.25 (w/ CSP) or 1.5 (w/ CSR).
Generally though I don't know if Gas is a big enough category to worry about it. Someone who drives 10,000 miles a year with the current prices is looking at spending $750 a year in gas. You might be smarter with a system that will give you $5 back per gas purchase than something that will give you 5% cash back.
The Shell Fuel Rewards Network will give you up to $50 cents per gallon off and might be worth looking into.
https://www.fuelrewards.com/fuelrewards/how