Best buy CC

[Warrior2000]

I screwed up a BB card about 10 years ago. Do they hold grudges?

[myjourney]

Who was the lender 10 years ago?

[Warrior2000]

Good question! I'm not sure, was very young then

[Anonymous]

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@Warrior2000 wrote:
Good question! I'm not sure, was very young then

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It was either Chase or HSBC. At one point, they were both servicing and you could apply for either.

[myjourney]

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@Warrior2000 wrote:
Good question! I'm not sure, was very young then

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Yeah it depends on who the lender was and what records they had and could have possibly transferred to the next lender 

[CountryLivin]

I don't know about Best Buy, but I know Kohl's holds a grudge!

[Anonymous]

It's Citi now, I know after about 2 years of inactivity, and switching between banks, they close accounts without a word.

[Warrior2000]

Sooo...they do NOT hold grudges. I had a card approximately 7 years ago that due being young and dumb I screwed up. So today I picked a TV out and applied. I was approved for there Visa with CLI of $1500. Hopefully I'll get a bump in 6-12 months.

Thanks for the encouragement and info MyFico Fam

[Sexyblue]

HSBC backed BB 10 years ago. A relative of mine carried they card when it was HSBC. I have BB and at this time is is backed by CITI. They request hp for their CLI on average, and can be quite conservative with their limit increases.

You should have no worries now in my opinion.

[Anonymous]

Capital One was my BB Credit Card lender 10 years ago.