Best card for Costco , that’s not a Costco?

Anonymous · ‎12-21-2019

Hello , I’ve started to shop at Costco lately (late to the train) lol , and out of the cards I have (in siggy + also Amex every card) which card would be best to use at Costco?

AverageJoesCredit · ‎12-21-2019

Sam's Club MC

wasCB14 · ‎12-21-2019

Costco USA takes Visa online and V/MC/Disc for website orders.

If you do get a new card...
Costco Visa wins for extended warranty stuff.
US Bank Altitude Reserve wins for "book through us travel cash"...at clubs that take contactless/mobile payments.
BofA Premium with $100k+ in assets wins for cash back or at clubs that don't support contactless/mobile.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select

wasCB14 · ‎12-21-2019

There are also cards like BofA Cash Rewards and Chase Freedom that can give great rewards, but with quarterly spend caps.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select

chiefone4u · ‎12-21-2019

Of the cards I see in your signature it appears Chase Amazon & Barclays are the only Visa's that offer any kind of point or cash.

If you are shopping in the USA, you'll need a Visa card, debit card, cash or check book.

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Anonymous · ‎12-21-2019

Well , I’m looking to get more travel rewards so I’m leaning towards my capital one venture

chiefone4u · ‎12-21-2019

If it's a Visa, use it... or shop online. I don't have the Venture card, and all other capital one cards I have that Google says are Visa cards started that way and changed to Mastercard. I assumed it was a Mastercard since it has no card logo and Capital One doesn't mention which network it uses (no mention of signature or world elite in the terms I read before posting).

Goodwill Saturation Technique
Starting Score: EQ:608, EX:617, TU:625
Current Score 3/11/2020: EQ:695, EX:703, TU:720
Goal Score: 740+
Take the myFICO Fitness Challenge

Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning.
Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal: August 2022 and reach 0/24

Anonymous · ‎12-21-2019

I think people tend to forget/not realize it's a Visa.

mongstradamus · ‎12-21-2019

While not the best card in the world to use at costco I just use the plain Jane FU or Ink unlimited its 1.5x , its not really the best option. Usually what I will try and do is when Freedom has 5x at warehouse is cap it buying costco GC that I can use the rest of the year. When I am done with those gift cards i just use FU with Apple Pay.

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HeavenOhio · ‎12-22-2019

@Anonymous wrote:
I think people tend to forget/not realize it's a Visa.

On several cards, Capital One flips between offering Mastercard or Visa so often that online images skip the network logo.

It looks to me that the OP's VentureOne Visa offers the best reward at Costco.