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Best credit card for propane service

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Valued Member

Best credit card for propane service

Hey Fico Fam,

Quick question here,

I buy a lot of propane for my business, I was wondering if anyone had any insight into any credit cards might earn a good rewards rate above 2%. I know there are a few that will earn good rewards for household utilities, I’m just not sure if propane delivery would fall into that category.

Thanks all.
Message 1 of 6
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Moderator

Re: Best credit card for propane service


@TamaBxSx wrote:
Hey Fico Fam,

Quick question here,

I buy a lot of propane for my business, I was wondering if anyone had any insight into any credit cards might earn a good rewards rate above 2%. I know there are a few that will earn good rewards for household utilities, I’m just not sure if propane delivery would fall into that category.

Thanks all.

It will all depend on how the propane delivery codes with MC/V. 

 

Like you mention many propane/natural gas companies will trigger the 5% utility category with US Bank's Cash+ Visa, but it would likely be trial-and-error to see if your provider does (or not).

 

If you're looking for a business card then it's an entirely different conversation (and we'll need to move this thread for you).

Message 2 of 6
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Regular Contributor

Re: Best credit card for propane service

I sometimes use the Visa lookup tool to figure out what a business should code as so that I can see what card to use.

 

https://www.visa.com/supplierlocator-app/app/#/home/supplier-locator

 

The local Amerigas Propane place seems to code as 5999 General Merchandise (Misc Specialty Retail), which wouldn't help you on the Cash+ Utilities category.  Try to plug in whoever your provider is, and see if you get good news.

 

I've sometimes had something code differently from what the lookup said, so it's more of a "probably" code than a for sure thing, but it's a good place to start and doesn't cost anything to look.

Message 3 of 6
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Valued Member

Re: Best credit card for propane service

Thanks so much!!

The company I use is actually coding as Gas Station 🤯 I think I can work with that!!!
Message 4 of 6
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Established Contributor

Re: Best credit card for propane service

Gas Station? Oh the abuse horror. Ducks Unlimited here we come.

TU:758 06/19/20 Bank of America--EX: 776 06/10/20 Experian--EQ:810 09/25/18 Citi--Gardening since 07/02/20
Active:
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Message 5 of 6
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New Contributor

Re: Best credit card for propane service

That’s a super handy link, thanks for sharing that.




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