Best credit card to rent a car with?

severine · ‎03-28-2013

I'm renting a car this weekend with Enterprise and was wondering what the best card for renting a car was. Feel free to take a gander at my signature and let mw know!

HiLine · ‎03-28-2013

Chase Sapphire Preferred covers primary car rental insurance, I believe. If so, you should use that card for sure.

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severine · ‎03-28-2013

Thank you!

enharu · ‎03-28-2013

american express covers rental car insurance as well, but CSP gives you 2x travel points, and 3x if you book it through ultimate rewards.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

Haroon · ‎03-28-2013

Amex covers rental insurance as well, all you need to do is decline the insurance when they rental company offers it to you and put the whole amount in your Amex.

severine · ‎03-28-2013

Thanks for all the tips!

Epcot · ‎03-28-2013

I always use my Amex Platinum card when renting. Hope I never have to file a claim!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

bs6054 · ‎03-28-2013

@severine wrote:
I'm renting a car this weekend with Enterprise and was wondering what the best card for renting a car was. Feel free to take a gander at my signature and let mw know!

I assume you didn't select Car Rental as a category on your US Bank Cash Plus? That gives 5%, if you book directly with the rental company and not through a travel website such as Expedia.

Cdnewmanpac · ‎03-28-2013

I believe csp is secondary, not primary. only cards with primary that I know of are amex cards if you pay an extra fee and chase united cards. I use the mileage explorer for all rentals for this reason.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.

HiLine · ‎03-28-2013

I know that the Discover Escape offers primary as well. Can someone confirm for CSP?

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