Best flat rate cash back card?

[coldfusion]

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@Anonymous wrote:

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@Anonymous wrote:

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@pinkandgrey wrote:

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@AverageJoesCredit wrote:
DC and PPMC are excellent imo. The PPMC is great as it has 0 tedemption so its pure flat cash back. No need to hit $25 min like DC. I believe its no FTF and is a simple card to use.

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This. Both the DC and PPMC are great all-around daily cards. I personally have the DC, and I have no complaints about Citi's customer service, app, or rewards. 

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If you had the PayPal it would be $10K by now though. 

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If you had the DC, it would be $40K by now though lol.

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I don't think one would find too many people with a DC @ $40K CL

[Anonymous]

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@coldfusion wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@pinkandgrey wrote:

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@AverageJoesCredit wrote:
DC and PPMC are excellent imo. The PPMC is great as it has 0 tedemption so its pure flat cash back. No need to hit $25 min like DC. I believe its no FTF and is a simple card to use.

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This. Both the DC and PPMC are great all-around daily cards. I personally have the DC, and I have no complaints about Citi's customer service, app, or rewards. 

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If you had the PayPal it would be $10K by now though. 

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If you had the DC, it would be $40K by now though lol.

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I don't think one would find too many people with a DC @ $40K CL

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It's been that way since December 2007. Denied a CLI in January. 

[pinkandgrey]

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@Anonymous wrote:

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@pinkandgrey wrote:

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@AverageJoesCredit wrote:
DC and PPMC are excellent imo. The PPMC is great as it has 0 tedemption so its pure flat cash back. No need to hit $25 min like DC. I believe its no FTF and is a simple card to use.

---

This. Both the DC and PPMC are great all-around daily cards. I personally have the DC, and I have no complaints about Citi's customer service, app, or rewards. 

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If you had the PayPal it would be $10K by now though. 

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Hush lol

[Anonymous]

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@pinkandgrey wrote:

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@Anonymous wrote:

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@pinkandgrey wrote:

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@AverageJoesCredit wrote:
DC and PPMC are excellent imo. The PPMC is great as it has 0 tedemption so its pure flat cash back. No need to hit $25 min like DC. I believe its no FTF and is a simple card to use.

---

This. Both the DC and PPMC are great all-around daily cards. I personally have the DC, and I have no complaints about Citi's customer service, app, or rewards. 

---

If you had the PayPal it would be $10K by now though. 

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Hush lol

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I just gotta mess with ya.

[zerofire]

My definition of flat rate is that the amount is rather fixed. None of the cards above have that. The cards above are flat percentage cards.

Here are the best flat rate cards:

Citizens Bank CashSense $0.25 (No longer available)

Citi Rewards+ $0.10 minimum

[longtimelurker]

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@zerofire wrote:

My definition of flat rate is that the amount is rather fixed. None of the cards above have that. The cards above are flat percentage cards.

Here are the best flat rate cards:

Citizens Bank CashSense $0.25 (No longer available)

Citi Rewards+ $0.10 minimum

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I don't think that is the common meaning here!  Rather a flat percentage on all purchases vs different rates for different categories.

The Citizens Bank GreenSense was certainly an interesting model, but hardly one I would recommend (25c per cc purchase if enough debit card purchases were made, with an annual cap).   But Citi Rewards+ is hardly your definition either.   It's a rounded up percentage.