Best flat-rate cashback card

[Anonymous]

I'm looking into a flat rate cashback card to complement my Gold AMEX for other purchases. I prefer VISA, since it's accpeted worlwide and at Costco. I want no foregin transaction fee and a bonus!

Right now the top contender is Penfed Cash Rewars, but I'd like to know if there are any better options.

[Anonymous]

Alliant VS is 3% cash back first year then 2.5 with 59 annual fee. No FTF 59 af though, so need to spend more than 12k to make it worth the fee after first year. Alliant has best checking and savings rate I could find with no min and good products.

[Anonymous]

I have the Power Cash Rewards and would recommend it, for it to get 2% back though you either have to keep a daily balance of $500 in their Access America Checking account, or be active/retired military. I also have the Costco card too which I actually end up using more than the Power Cash. I use the Costco for gas, Costco, Costco travel and restaurants that don’t take AMEX(hasn’t happened to me yet) then I use my AMEX Gold for every other purchase to accumulate more points.

[jbsea]

Well if you are a Costco shopper you can get the Citi Anywhere card.  It will cover the gas at 4% and 3% back at restaurants if they don't take amex.  These are the two cards I always have with me.

[creditfan]

https://www.sdfcu.org/credit-cards

another 2% CB card

and you can request chip pin priority too. Good for outside of US

[Anonymous]

The SDFCU card looks very interesting! 

Is it easy to get approved for it? My credit file is only one year old, even though I have a FICO score of 720-740 across different bureaus. 

[wasCB14]

Maybe BofA Premium if you can qualify for Platinum Honors?