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Best reward card for entertainment

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Super Contributor

Re: Best reward card for entertainment


@TwilightSymphonie wrote:

thats what i was noticing too. Points are not all applied the same way.

Plus one has to make 72500 points to cover the 495 fee at my amazon rate of 70%.. if at 50% that makes the points go into the 100K. I just dont think I would use it enough yet. It does give nice points for specific things but I would have to do more of those things is all.

the marvel cards are issued by synchrony and I have a few of thier cards already. I heard having too many accounts with the same creditor can actually drop your score though..


Why are you so interested in AF travel cards (Prestige, Amex Gold) if you won't be redeeming for travel?

 

New accounts can hurt (temporarily) in general if utilization is low and history is clean. And new limits may fall (or approvals may stop or require credit limit reallocation) if you get a lot of credit from one issuer without a rising income. That is, some issuers don't want to extend too much credit relative to income. But fwiw, I had no issues getting a 5th card from Chase or a 6th card from Amex (both with healthy $20k SLs).

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, Freedom x 2, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCP, EDP
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 21 of 36
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Regular Contributor

Re: Best reward card for entertainment

Travel is going to be coming up in the next year is mostly why.
















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Message 22 of 36
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Established Contributor

Re: Best reward card for entertainment


@TwilightSymphonie wrote:

Travel is going to be coming up in the next year is mostly why.


If you plan on traveling, then you really shouldn't calculate the AF offset breaking point with Amazon redemptions.

 

The $250 travel credit already brings the AF down to $245, then you still have 2 4th night free hotel options can easily offset the remainder of the AF. The fantastic earn rate and PP, especially when paired with the Premier make for a pretty powerful combo when used by travelers.





[2/2019]
Message 23 of 36
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Regular Contributor

Re: Best reward card for entertainment

So I found out that one  can possibly upgrade their quicksilver card to a savor card rather than have to apply completely new. I called Cap one and they did verify that, but my specific account is not able to be upgraded to Savor yet, but it can go to Venture, which I turned down as I am not interested in miles as much as points and cash back. She said she would put in a request  to some department to see if I can upgrade to savor anyway, or to check back every few weeks to a month to see if the offer comes back.

Knowing this, I am more tempted to get the Uber card instead so when my offer to upgrade comes up, I would waste an inquiry at all on savor and I can get both. Anyone like the Uber card?

Also, jdbkiang, I saw you have the Petal card. How is that card? I thought it was more for little to no credit types but clearly by your signature this is not you lol.Oh and yea travel is going to start next year at this point. We are going to be moving and such first.

 















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Message 24 of 36
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Valued Contributor

Re: Best reward card for entertainment

Savor upgrade = no bonnus ($300/$500)

 

Petal - is for newer credit / only up to 10K limit

500K+ TCL / 800+ FCOs
Message 25 of 36
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Regular Contributor

Re: Best reward card for entertainment

Yea I have thought about that, but I dont really *need* the bonus and weighing that against the 3 credit pulls, its hard to justify it away. Of course if they never offer me the upgrade option it may be something I consider later.

Oh okay then!
















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Message 26 of 36
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Super Contributor

Re: Best reward card for entertainment

You don't sound entirely settled on what you're looking for in a card (travel or cash back, which rewards system or travel partner, etc).

That doesn't have to be a bad thing. Rather than trying to find the perfect card, it may make more sense to just get an occasional new card with a nice bonus and not try to commit heavily to any one rewards program.
Spend: BofA PR + WWFCR, BBP, Schwab Platinum, Freedom x 2, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCP, EDP
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 27 of 36
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Super Contributor

Re: Best reward card for entertainment

I have the Savor, but I would be careful before extending the list CapOne identifies as “entertainment “.

Early on, I bought a ski parka at a ski area clothing shop. It was a small ski area so the clothing shop, owned / managed by the lift company, coded as entertainment. Winning!

Paid the down payment on next years season pass Epic Pass. That coded for 1%. So I’ll use another card to pay the balance there.

We bought tickets to LegoLand California at the ticket gate. 1%. on $200 worth of entry tickets. Inside the park the food vendors all coded as dining.

I am likely to keep the card for two card years, but longer term probably close the Savor and see about PC my long-aged $10k QS to Savor One.
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
Message 28 of 36
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Super Contributor

Re: Best reward card for entertainment

Because there are so many inconsistencies with coding on entertainment I think it may be best to just use a flat rate 2% card, and/or whatever travel ecosystem card you prefer.

Message 29 of 36
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Established Contributor

Re: Best reward card for entertainment

Yeah, I just got it out of curiosity. Used it once for the $10 statement credit and that was basically it. The 1% CB may be good for newer credit users, but effectively useless for those with established credit. Looking back, it was kind of a wasted app, but it was interesting to see how they operate.




[2/2019]
Message 30 of 36
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