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Best secured card?

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New Member

Best secured card?

I'm about to deposit between 1.5-2 thousand in a secured card. What do yall suggest as a card for that amount?
Message 1 of 5

Re: Best secured card?

I have Capital One and have not had any issues.


I hear Bank of America is the best though as they actually unsecure the card after a year and give you a nice credit limit increase.

Message 2 of 5
Senior Contributor

Re: Best secured card?

Depends on whether you are rebuilding or new to credit.

Message 3 of 5
Regular Contributor

Re: Best secured card?

If you are new to credit I would suggest us bank because the are friendly and are very nice to deal with and you will be able to build a relationship for future credit products.
My Cards
BBVA/Compass 2/12 $ 5000 ----- Chase Freedom 12/10 $3000 ---- Cabela's 1/12 $3000 -----US Bank FlexPerks Cash Rewards 6/11 $3000 ----Walmart Discover 10/11 $2814 ------ Discover More 11/11 $2500 ----- Amazon Store Card 2/11 $2100---- Amex Zync 4/11 ---- Citi Dividend Platinum Select 3/11 $1950 ---- BofA Cash Rewards 12/11 $1000
Message 4 of 5
Senior Contributor

Re: Best secured card?

Awful Credit:   Public Savings Bank.  NO CREDIT CHECK


Bad Credit:   Capital One (add unscecured limits and easy to deposit more)   

                       HSBC secured card that has rewards. 

                       Credit union (many have them, not all).


New to Credit:   Any major bank that you want to keep doing business with

Message 5 of 5
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