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This is well known information on the forums, although some people do occasionally get out capital one's bucket. APR shouldn't matter anyway, if you are PIF. As for CLIs, capital one is good for rebuilding but most people move onto better cards with higher limits and move on.
My Quicksilver is in the bucket. 🤷🏽♀️
Although my credit is excellent I have the pre-quals for these cards without bonus or intro apr's granted they are at an awesome 19.99% apr. They do certainly go lower. I don't have average credit and excellent credit in the 800 range or above depending, but appears as mentioned they don't want to give me a bonus/intro apr so not necessarily an average credit card or one stuck at 26.99 apr either. I certainly won't be taking this card as every card I have is better then ones being offered from Cap1.
@CreditCuriosity Have you tried their prequal recently for scientific purposes?
This month was the first time since my new accounts carnage that I've seen anything from them.
@Remedios wrote:@CreditCuriosity Have you tried their prequal recently for scientific purposes?
This month was the first time since my new accounts carnage that I've seen anything from them.
Yes within the last month is when I have been offered the cards with no subs/intro aprs offered at 19.99% apr. Assume they are the ones for average credit or possibly excellent credit but with same thing being the subs removed? Terms and conditions of at least the Visa mention Signatures are > 5k otherwise plats are given to lower CL's so not sure if average credit has that language in it, etc..
Do your @Remedios have the sign-up bonuses attached? I assume Cap1 within last month certainly changed something to get people that they are skipping that just want the card kinda like AMEX without bonuses etc? Shrug
Pretty sure that's a SUB
@Remedios wrote:
QS had the SUB.
Other prequals were Savor One and Venture One, I think same APR as you mentioned, but no soup for the spend.
I really dont want them and I'm convinced it would go something like "Here is $1000.00, knock yourself out"
Yep same 3 cards plus platinum "preferred" lol which has a low i think 15.x apr and 0 intro apr.. Yawn.
@Brian_Earl_Spilner once you ran prequal, it changes to no SUB for some of us. I can see the SUB on their main card page, but once I fill and submit prequal, it proofs.
Reading, yo 😐