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Big Lots store card...

Frequent Contributor

Big Lots store card...

OK... Whose rockin' a Big Lots card?.. Don't be shy... Smiley Happy


This is Chess... It ain't Checkers!!!

Message 1 of 11
10 REPLIES 10
Valued Contributor

Re: Big Lots store card...

I am! $1250 SL and hasn't budged. I stumbled onto the SCT, accepted and have regretted. Card is only good in store, can't be used for online purchases. I hate going in stores.




Living through Darwinism is so much worse than learning about about it in school.
Message 2 of 11
Super Contributor

Re: Big Lots store card...

Who backs the card?  Every time I'm at the register at Big Lots the cashier always tries to push the card on me, but I always decline.

 

I don't even know the benefit(s) of it... 5% off perhaps?

Message 3 of 11
Community Leader
Senior Contributor

Re: Big Lots store card...


@BrutalBodyShots wrote:

Who backs the card?  Every time I'm at the register at Big Lots the cashier always tries to push the card on me, but I always decline.

 

I don't even know the benefit(s) of it... 5% off perhaps?


Comenity I think.

EXP 758 TU 783 EQ 729
Message 4 of 11
Valued Contributor

Re: Big Lots store card...

Comenity. Approved my automatically on website and sent me a card that doesn't work on their website.

 

Card has no expiration date or security code.

 

There are some savings and other benefits, but you have to use it in store.




Living through Darwinism is so much worse than learning about about it in school.
Message 5 of 11
Frequent Contributor

Re: Big Lots store card...


@mikesonthemend wrote:

I am! $1250 SL and hasn't budged. I stumbled onto the SCT, accepted and have regretted. Card is only good in store, can't be used for online purchases. I hate going in stores.

 

I know that a lot of times the workers there are swamped. Wondering how they handle the app process in person. Cant be too much of a routine for them as the only promotion I've experienced is for their "Rewards" program which is seperate from the card app.


This is Chess... It ain't Checkers!!!

Message 6 of 11
Frequent Contributor

Re: Big Lots store card...

BTW HP or SP? Imagine if they triple banged you like a Capital One CC? Holy cow that would ruin someone's day. They would have to buy me dinner first for that much lovin'. Smiley LOL


This is Chess... It ain't Checkers!!!

Message 7 of 11
Valued Contributor

Re: Big Lots store card...


@SilverSmith wrote:

@mikesonthemend wrote:

I am! $1250 SL and hasn't budged. I stumbled onto the SCT, accepted and have regretted. Card is only good in store, can't be used for online purchases. I hate going in stores.

 

I know that a lot of times the workers there are swamped. Wondering how they handle the app process in person. Cant be too much of a routine for them as the only promotion I've experienced is for their "Rewards" program which is seperate from the card app.


Their Point of Sale system has it all covered. Once I was having a hard time finding my card, cashier just asked for my name, she had my info before I found my card.

The card has some rewards, but the only thing I cared about was zero% financing. You have to spend $750 to get special financing. My account is only $1250. I am not going to put 750 on it, even at 0. My other Comenity account, IKEA, is at $6250. I wish I had never accepted this card.

 

Apply online. Thought I was getting a SP, ended up a HP on EQ.




Living through Darwinism is so much worse than learning about about it in school.
Message 8 of 11
Frequent Contributor

Re: Big Lots store card...

If you app online its a SP vs a HP in store? Is there a luv button for CLI or is it sort of a Frankencard with its own DNA and strange quirks? 😂


This is Chess... It ain't Checkers!!!

Message 9 of 11
Valued Contributor

Re: Big Lots store card...


@SilverSmith wrote:
If you app online its a SP vs a HP in store? Is there a luv button for CLI or is it sort of a Frankencard with its own DNA and strange quirks? 😂

Was a HP online for me, not sure about in store. Yes, their is a request credit limit increase link. Other than not being able to use it online, the website is just like other Comenity sites.




Living through Darwinism is so much worse than learning about about it in school.
Message 10 of 11
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