No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
To those in the forum with BML:
I was denied a CLI increase (attempted to purchase something over my current CL) twice by BML and when I receive the email as to why, they are using a CR from October! Is this normal? Do they ever do a sp to check current status? Just curious...
Bump for help
Took me about 6 months before they would give me a increase. I also was denied twice before getting the increase.
They're with a new lender now, yes?
@PleioneG wrote:They're with a new lender now, yes?
Correct. Comenity Capital Bank.
@Fresh-Start wrote:To those in the forum with BML:
I was denied a CLI increase (attempted to purchase something over my current CL) twice by BML and when I receive the email as to why, they are using a CR from October! Is this normal? Do they ever do a sp to check current status? Just curious...
I Was Denied 2 Increases As Well, But Never Got A Letter Stating Why.?
@Anf_dude wrote:
@Fresh-Start wrote:To those in the forum with BML:
I was denied a CLI increase (attempted to purchase something over my current CL) twice by BML and when I receive the email as to why, they are using a CR from October! Is this normal? Do they ever do a sp to check current status? Just curious...
I Was Denied 2 Increases As Well, But Never Got A Letter Stating Why.?
Thanks all for responding!
Glad to know I'm not the only one. So maybe the pattern is after six months I may be approved...we'll see. But yes, I do get a letter via email shortly have the denial with the reason's and my credit score and the date of the credit report they used. Not sure if it makes a difference, but I am signed up to get statements and other notifications via email.
@Fresh-Start wrote:To those in the forum with BML:
I was denied a CLI increase (attempted to purchase something over my current CL) twice by BML and when I receive the email as to why, they are using a CR from October! Is this normal? Do they ever do a sp to check current status? Just curious...
Hey Fresh-Start!
I believe that BML, like Amex uses the most recent SP of your CR to determine approval status. A lot on this forum believe that the SP takes place at the time of request but this isn't alway true. I don't know the frequency by which BML accesses your file to determine approval. I'm thinking every 6 months or so.