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@Open123 wrote:
@hutchj wrote:Perfect. I just saw the warning for the cash advance fee, and I figured I'd ask you because you have experience. I really just want to pay my carnote with it, I'm okay with my student loans coming from my account because I get a discount for it coming out automatically.
I can't speak for other cards, but I can say definitively there's no cash advance fee for using Citi, US Bank, Chase or Discover. For the $250, I'd recommend loading it in 3 installments. Sometimes, I'll use different cards just to mix and match.
Just curious but what is the benefit of loading in 3 installments?
@370Z wrote:
@Open123 wrote:
@hutchj wrote:Perfect. I just saw the warning for the cash advance fee, and I figured I'd ask you because you have experience. I really just want to pay my carnote with it, I'm okay with my student loans coming from my account because I get a discount for it coming out automatically.
I can't speak for other cards, but I can say definitively there's no cash advance fee for using Citi, US Bank, Chase or Discover. For the $250, I'd recommend loading it in 3 installments. Sometimes, I'll use different cards just to mix and match.
Just curious but what is the benefit of loading in 3 installments?
Nothing really, except for ease since the monthly maximum is $250, and per day maximum is $100. It's easier for me to just divide it equally, as opposed to $100, $100, and $50.
I've learned that it's best to avoid even round numbers, but I'm sure it isn't relevant in this case.
@Open123 wrote:
@370Z wrote:
@Open123 wrote:
@hutchj wrote:Perfect. I just saw the warning for the cash advance fee, and I figured I'd ask you because you have experience. I really just want to pay my carnote with it, I'm okay with my student loans coming from my account because I get a discount for it coming out automatically.
I can't speak for other cards, but I can say definitively there's no cash advance fee for using Citi, US Bank, Chase or Discover. For the $250, I'd recommend loading it in 3 installments. Sometimes, I'll use different cards just to mix and match.
Just curious but what is the benefit of loading in 3 installments?
Nothing really, except for ease since the monthly maximum is $250, and per day maximum is $100. It's easier for me to just divide it equally, as opposed to $100, $100, and $50.
I've learned that it's best to avoid even round numbers, but I'm sure it isn't relevant in this case.
Gotcha, I forgot about the $100 daily maximum. I'll be setting up an account tonight.