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guess i'll have 1 less card to worry about.
@K-in-Boston wrote:
@DeeBee78 wrote:Oh man, this is crap timing. I was just about to use the card for a $3400 Black Friday purchase.
@DeeBee78 (and others in the same situation), it may be a good idea to contact your other lenders to see if there are any promotional offers available for your other cards. 12 months of a renewed Discover 0% promo is fairly common, for example.
Yeah, I haven’t thrown Cap1 any business in about 6 months, so maybe they’ve got something waiting for me.
I need to update my sig: Discover closed my account to non-usage last month.
@CreditCuriosity wrote:Bad time to run out of money if that is what happened during the holiday season.. Can't think of a worse time for this to happen to them.. Could be the nail in the coffin for them quite possibly as they had to see this coming.
My thoughts exactly.
Terrible timing, and no doubt there are some people who were really counting on using it the next few days. Not to mention those who will try to pay for lunch during the next hour or so and will have their waiter ask them for alternative payment.
Bad timing all the way around.
@CreditCuriosity wrote:Sad since: Nov 2018
So, if they do go under, what will the practical implications be for people who owe them money? Would the promo rates still have to be honored or would they become due immediately? Or would the whole process last well over the 6 months so the promo point would become moot (since all the promos will have come due since they stopped allowing purchases)? Other implications?