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Blue Cash Everyday CLI denial

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bichonmom
Senior Contributor

Re: Blue Cash Everyday CLI denial

I'd call and ask them. I do know they have a rule about asking for a CLI every 6 mos min., so maybe that's what the letter means. You need to wait 6 mos after your last CLI request.

 

I just got my 61-day CLI and the recording said something about not being able to get a CLI again for 6 mos., and I believe that was BEFORE I confirmed I wanted it (or entered the amount). I remember thinking that if I was denied, that meant that I couldn't ask again for 6 mos., so I hesitated before going through with it. So, my hunch is that's the deal -- you need to wait 6 mos after a denial (or approval) of a CLI to request again.

 

But I'd definitely call a) to be sure and b) to find out if that is 6 mos from THIS denial or the one previous.

 

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 11 of 13
AndySoCal
Valued Contributor

Re: Blue Cash Everyday CLI denial

@Steve23111

 

I did not mean my post to be a lecture sorry. It was meant  to be as information to help with clis and credit in general. Some posts in various threads I have read concern me about the path the poster is going down to improve/build their credit. 

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

Pelican State CU Redstone FCU

Message 12 of 13
steve23111
Frequent Contributor

Re: Blue Cash Everyday CLI denial

Thanks. Understood... it's all good. Smiley Happy

Message 13 of 13
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