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Hey guys,
For the last couple of months I have been looking for a higher limit credit card without an annual fee to replace my orchard card. (They won't give me a cli, and they told me they would waive the annual fee this year when it came around, but then decided not to.
I received a pre-approval offer from BoA in the mail the other day, and I bit the bullet and applied online. A few seconds later BAM!!, Congratulations you have been approved for $5000!!! yaaaay!!!! Bye Orchard bank!!
Congrats and Merry X-mas!!
Thanks!!! Merry X-mas to you too!!
YESSSS!!!! Congratulations, indeed!
Lately, I've been getting lots of little increases--$200 here, $300 there. I hope this coming year I'll get a "real" credit line!
Congratulations!!!! Boa will give you good increases.
Thanks you guys!! I am sooo excited. This is my highest limit yet.
What info did they ask for? What CRA did they pull
Thanks
It was a one page app. They asked for:
Name
Social
Income
Mother's maiden
Employment
The ref # from the pre-approval letter
They pulled transunion
just keeep your balances real low on all your other accounts becasue bofa is a piece of crap...lol im sorry just venting.
but they dont like high balances on other accounts and they dont CLD they just close your account all together so tread carefully and enjoy
congratulations! a very nice line of credit.
i received a smiliar ($5000) line of credit when i first applied with B of A 2 years ago... it's now up to $7900 via automatic CLI's.