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BoA Approval $5000!!!

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Anonymous
Not applicable

BoA Approval $5000!!!

Hey guys,

 

For the last couple of months I have been looking for a higher limit credit card without an annual fee to replace my orchard card. (They won't give me a cli, and they told me they would waive the annual fee this year when it came around, but then decided not to. Smiley Mad I received a pre-approval offer from BoA in the mail the other day, and I bit the bullet and applied online. A few seconds later BAM!!, Congratulations you have been approved for $5000!!! yaaaay!!!! Bye Orchard bank!!

Message 1 of 14
13 REPLIES 13
bakalao2k
Frequent Contributor

Re: BoA Approval $5000!!!

Congrats and Merry X-mas!!

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Message 2 of 14
Anonymous
Not applicable

Re: BoA Approval $5000!!!

Thanks!!! Merry X-mas to you too!!

Message 3 of 14
poet
Regular Contributor

Re: BoA Approval $5000!!!

YESSSS!!!! Congratulations, indeed! 

 

Lately, I've been getting lots of little increases--$200 here, $300 there. I hope this coming year I'll get a "real" credit line!


Starting Score: 550
Current Score: 673 EQ, 681 TU, 650 EX
Goal Score: 720

Update April 1: TU 615/EQ624
Update June 28: TU 641/EQ 626
Update Sept 21: TU 681, EQ 673, EX 650 (FAKO)
I FINALLY got that car at the rate I wanted! Thanks, FICO Forums!

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Message 4 of 14
Anonymous
Not applicable

Re: BoA Approval $5000!!!

Congratulations!!!! Boa will give you good increases.

Message 5 of 14
Anonymous
Not applicable

Re: BoA Approval $5000!!!

Thanks you guys!! I am sooo excited. This is my highest limit yet.

Message 6 of 14
Anonymous
Not applicable

Re: BoA Approval $5000!!!

What info did they ask for?  What CRA did they pull

 

Thanks

 

Message 7 of 14
Anonymous
Not applicable

Re: BoA Approval $5000!!!

It was a one page app. They asked for:

 

Name

Social

Income

Mother's maiden

Employment

The ref # from the pre-approval letter

 

They pulled transunion

Message 8 of 14
Achase
Regular Contributor

Re: BoA Approval $5000!!!

just keeep your balances real low on all your other accounts becasue bofa is a piece of crap...lol im sorry just venting.

but they dont like high balances on other accounts and they dont CLD they just close your account all together so tread carefully and enjoy


Starting Score: 490
Current Score: 522
Goal Score: 760


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Message 9 of 14
Imua
Frequent Contributor

Re: BoA Approval $5000!!!

congratulations!  a very nice line of credit. 

 i received a smiliar ($5000)  line of credit when i first applied with B of A 2 years ago... it's now up to $7900 via automatic CLI's.

Message 10 of 14
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