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BoA Cash Rewards Approval Odds?

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09Lexie
Moderator Emerita

Re: BoA Cash Rewards Approval Odds?

If you want a toy limit then app now. Waiting for your new accts to age would give a better Vance for a higher CL.
Message 11 of 13
Anonymous
Not applicable

Re: BoA Cash Rewards Approval Odds?

I got approved for the BoA Americard Privileges with a $9,000 limit, with a Trans Union FICO of 675, but no negatives on my TU... Hope it helps you making a decision. 

Message 12 of 13
Jasir
Frequent Contributor

Re: BoA Cash Rewards Approval Odds?

I have not finished reading the thread but I suggest do not waste the hard pull inquiry. I think BOA will deny you. I assume this based on 1) too many inquiries 2) too many delinquient/negative accounts 3) too many new accounts with less than 6 months history. This is also based on my own experience with BOA.

 

Take time to build history with your new cards.



Amex BCE: $2600 - Bank of America Cash Rewards: $4800 - Barclaycard Rewards: Jefferson Collections - Capital One Quicksilver: CO - Chase Freedom: C0 - Merrick Bank: $1400 -
Message 13 of 13
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