Logged in and saw this today, no more Fico score unless I download their app. Not going to happen, I never will use a smartphone for anything. I wont just go with the flow. I also see all these deals being posted here in main CCs and when I check with BoA not a single deal available for either of my cards.. If these 2 cards didnt give me the ability to change the 3% category every month I would shut both of them down. Im getting more selective on who I keep and who goes. Got plenty of other banks willing to give me a Fico score and I dont use their apps....
Hi, what is it that you don't like about mobile app banking? Do you monitor your accounts on pc only, or https web from your phone browser.
I personally find apps very convenient, more friendly user... 5 yrs no issues. If you lose your card, you can lock it right away.
I resisted banking apps for a while. But check deposits from home using your phone? Priceless!
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@ptatohed
Full access at any place/time with only one finger, what's not to love? We can even use chat service for flirting and what not, limit increases are almost guaranteed. I dislike making calls as much as eating spinach.
@gdale6 we are about to enter 2022,
🦖<< don't be that guy, lol, with all due respect.
@gdale6 wrote:Logged in and saw this today, no more Fico score unless I download their app. Not going to happen, I never will use a smartphone for anything. I wont just go with the flow. I also see all these deals being posted here in main CCs and when I check with BoA not a single deal available for either of my cards.. If these 2 cards didnt give me the ability to change the 3% category every month I would shut both of them down. Im getting more selective on who I keep and who goes. Got plenty of other banks willing to give me a Fico score and I dont use their apps....
Unfortunately I think you are going to be in the very small minority on this one. More and more people are using their smartphone for EVERYTHING, including mobile banking. I have the apps on my phone for every bank/credit card I do buisness with and it's awesome to have all of that at my fingertips any time I need it. As others have mentioned, you can control your cards instantly if they are lost or stolen, which is a HUGE plus in these days when identity theft is rampant. And lots of times, the apps are designed better than the websites are anymore because they are putting more effort into making slick apps versus webpages. And I even resisted using a mobile wallet for a long time too, but now I am fully invested in Google Pay. If I forget my wallet for some reason, I still have access to all my payment methods (excpet cash of course, which I rarely ever carry anymore).
What is your hesitancy in not wanting to use the apps?
Many companies are forcing people to apps now. Some electronics can't be set up or used/maintained without apps nowadays. Sooner or later you might not have a choice.
