@Remedios wrote:I thought about this and I do feel like this isn't the right move by BoA (or any other lender).
Except that BofA HASN'T done this! At least not to me.
As noted in my post upthread, the FICO link is right where it's always been for me; I'm using a web browser on a computer. I even provided its direct link. I don't know why they would selectively remove it from some customers' accounts, but since the OP hasn't updated yet, including whether the link worked, we don't know for sure what's going on.
@Yasselife wrote:Maybe a glitch in their system, 🤷♂️ Everything is possible.
Indeed! And since we're not seeing a tsunami of "me too" posts, it seems to be a rather limited glitch.
Hope that's all it is--like the OP, I don't want to be FORCED to use the app. I'll be mad if it turns out to affect everyone.
@MileHigh96 wrote:Unfortunately I think you are going to be in the very small minority on this one. More and more people are using their smartphone for EVERYTHING, including mobile banking. I have the apps on my phone for every bank/credit card I do buisness with and it's awesome to have all of that at my fingertips any time I need it. As others have mentioned, you can control your cards instantly if they are lost or stolen, which is a HUGE plus in these days when identity theft is rampant. And lots of times, the apps are designed better than the websites are anymore because they are putting more effort into making slick apps versus webpages. And I even resisted using a mobile wallet for a long time too, but now I am fully invested in Google Pay. If I forget my wallet for some reason, I still have access to all my payment methods (excpet cash of course, which I rarely ever carry anymore).
What is your hesitancy in not wanting to use the apps?
Politely disagree, with the bolded/italicized/underlined portion in the quote above -- I almost never use banking apps, and nearly always use the equivalent web page functionality. Why? IME, the web page has a much more refined and mature interface, and is not lacking features and functionality that are available on the applicable web pages, but not the equivalent smartphone app (which I have found in quite a few cases of the apps I use to be the case). Not to mention, the relatively small and tiny viewport size of the smartphone apps are definite turnoff, in mho...I would much rather have a full-size / desktop viewport screen to view all of the relevant card info on.
I can also confirm that I can still check my FICO score on the BofA website on a computer. I got to it by hovering over the Tools & Investing tab at the top of the website.
@gdale6 wrote:Logged in and saw this today, no more Fico score unless I download their app. Not going to happen, I never will use a smartphone for anything. I wont just go with the flow. I also see all these deals being posted here in main CCs and when I check with BoA not a single deal available for either of my cards.. If these 2 cards didnt give me the ability to change the 3% category every month I would shut both of them down. Im getting more selective on who I keep and who goes. Got plenty of other banks willing to give me a Fico score and I dont use their apps....
Mine has a link right from the front page when I log in on my laptop
@CreditInspired wrote:
@ptatohed wrote:I resisted banking apps for a while. But check deposits from home using your phone? Priceless!
@ptatohed Can you say this one more time, please 😁
Lol. Remember the days of gathering up your checks and going to the ATM to deposit them? Doesn't feel that long ago, yet it feels so long ago.
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