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BoA PC success

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Dp23
Regular Contributor

BoA PC success

Checked my mobile app & noticed I now have the Unlimited Cash Rewards after having the AmeriCard for 4 years. I got a letter in the mail to apply outright but I chose to PC instead to get the rewards. I wonder if I apply for the card outright could I combine the two limits.

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coldfusion
Community Leader
Mega Contributor

Re: BoA PC success

You would have to leave a toy limit ($500 IIRC but memory is fuzzy) on the donor card but you can reallocate limit between cards without a hard pull.

 

You can't close a card and then try to reclaim that specific allocation of credit limit back on a new card,  if you relinquish limit that way their policy has been to not allow you to get it back for at least a year.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
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