BoA Premium Rewards Grocery/Dining Credit

[simplynoir]

---

@K-in-Boston wrote:

---

@Trikoret wrote:

I haven't gotten it yet. I've had this card since it came out. Is this offer for all BofA Premium cards or select card holders?

---

I was reading DoC earlier (I beat them by a good half hour) and it appears that it's slightly targeted and does not appear to be going out to recently opened accounts.  If you don't get it at some point today or tomorrow, it might be worth calling them to see if your card is eligible.  Like you, I got mine in 2017 when it first came out.

FWIW some Travel Rewards cardholders also received emails that they now have the option to use points on some non-travel purchases.  I did not get that email for mine.

---

The datapoints in the comments on that DoC article show there's no real ryhme or reason for the emails being sent at this point. There were a few that got the target email and only had the card for 1-3 months. I think like DoC suggested it might be they're staggering out the emails because it sounded to me they are targetting all PR cardholders regardless of status with BofA ie Preferred program or how long you've had the card

[AverageJoesCredit]

---

@longtimelurker wrote:

<Poor taste comment warning>

So who said Covid was all bad.....

---

I know ill get a comment from a certain poster after this but oh well. There are comments id like to say offhandily in jest but when i take a moment to think will it not play right with someone out there due to their situation, i catch myself from posting it. You might try the same here because for some of us , Covid is ALL bad and worse. Thank you for understanding. 

[CreditCuriosity]

Please keep it classy as different people have been impacted by cv-19 in different ways some havent been impacted at all while others have lost family, etc..  Don't think i need to add anything else and expect this thread to be about BOA credit and nothing else. thank you

[UpperNwGuy]

I've lost a family member because of COVID-19.

[MacCreed]

This one is very nice!  With all these great new add-ons I am making out like a bandit!  Keep them coming!!!!!

[xenon3030]

Does it cover groceries only?

[wasCB14]

---

@xenon3030 wrote:

Does it cover groceries only?

---

"You will qualify for a statement credit for the amount you spend (up to $50) on any combination of purchase transactions at eligible grocery store and dining merchants through 12/31/2020. Eligible purchase transactions include those made in the following merchant category codes (MCC): Grocery Stores/Supermarkets (MCC 5411), Freezer/Meat Lockers (MCC 5422), Candy/Nut/Confection Stores (MCC 5441), Dairy Product Stores (MCC 5451), Bakeries (MCC 5462), Misc. Food Stores (MCC 5499), Eating Places and Restaurants (MCC 5812), Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques (MCC 5813), and Fast Food Restaurants (MCC 5814). Excluded from this offer are wholesale clubs, superstores and smaller stores (like drug stores and convenience stores) that sell groceries and other products"

[Chiclets]

I'm torn on the BOA Premium Rewards.  It's a good SUB play, with a 16.7% return on spend for a card whose annual perks can exceed its annual fee.  So I will probably get it at some point when I resume traveling and can use the incidental credit.

But I am not sure I would ever actually use the card.  In terms of noncategory spend, travel insurance and travel earn rates, I already have better options.  

Currently, I am trying to collect as many BOA Cash Rewards cards as quickly as possible under the 234 rule.  

[coldfusion]

Insofar as cashback return the Preferred Rewards card really doesn't shine unless you're a BoA Preferred Rewards client. 

[Curious_George2]

---

@coldfusion wrote:

Insofar as cashback return the Preferred Rewards card really doesn't shine unless you're a BoA Preferred Rewards client. 

---

I dislike the confusingly similar names BofA uses for this stuff. 

The best thing they offer is a Premium Rewards card with the Platinum Honors tier in the Preferred Rewards program, right?That's a prptprprprplpltplty big mouthful.  They should use clearer names.