@Muffinman83 wrote: A lot of the perks with boa cards are enhanced if you are a preferred client. Levels of 25k, 50k and 100k of combined balances on boa accounts will get you big increases in bonuses. I just grabbed the cash rewards and as a platnium client I get a 50% increase on bonus. 16k sl for data point.
What is a preferred client?
Unless you're willing to park substantial funds into BoA (>$20K), not sure how you'd benefit from it. The info is on the BoA site btw:
By far the "easiest" (least opportunity cost I should say) is to open an IRA with Merrill Lynch and roll your 401k into there. Parking 100k+ into a 0% checking and 0.01% savings is silly. Brokerage may not be for everyone.