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Doctor of Credit is reporting that as of next Monday BoA will stop making HPs in response to requests for cash advance and credit limit increases.
https://www.doctorofcredit.com/bank-of-america-to-stop-hard-pulling-for-credit-limit-increases/
I'll probably put this to the test and request a smallish CLI on my BBR on Monday, as I'm eligible to request one.
(I expect a denial but I'll request anyway.)
Nice!!! I hope others follow.
Now, if they could stop doing HPs for new applications
Thanks for sharing! This is good news for a lot of our members!
Very exciting! Just coming up on 6 months now on one of my accounts!
I hope K's not paying attention to this thread...
@Adkins wrote:I hope K's not paying attention to this thread...
Argh!!!! Just did one at the end of April. Still don't think they'll let me get past $99,900, though. At least now I know it won't hurt to ask and hopefully I'll avoid another HP when I combine my Cash Rewards into my Travel Rewards at some point this summer. Of my 15 TU inquiries in the past 2 years, 7 are Bank of America CLI requests. (Also have pair of EX pulls from them in the past 2 years.)
I just took a HP a few weeks ago for a CLI. Maybe I can get them to take it back? LOL. On the bright side it was an increase of 20k so it may have been worth it.
@Peteyglad haha not happening. Congrats on your CLI, though. I had a really good run the past 17 months; unfortunately this last time resulted in me getting a $5600 CLI on one card, then a request for a CLI on a 2nd card went pending and they gave me $4400... but they took $10k from the previous card to do it... putting me right back at $100 shy.