BoA to stop HPs for CLI’s

[370Z]

---

@Anonymous wrote:

---

@370Z wrote:

Just got a 5th CLI (2 hard then 3 soft). The progression has been: 5k - 10.1k - 17.2k - 27.6k - 44.2k - 50k.

---

Can you explain this? Were the two HPs after BOA decided to start doing SPs for CLI requests?

---

Yes, the 2 HPs were before BoA changed to SPs.

I believe the time between requests was 3/7/5/3/5 months.

[Anonymous]

---

@370Z wrote:

---

@Anonymous wrote:

---

@370Z wrote:

Just got a 5th CLI (2 hard then 3 soft). The progression has been: 5k - 10.1k - 17.2k - 27.6k - 44.2k - 50k.

---

Can you explain this? Were the two HPs after BOA decided to start doing SPs for CLI requests?

---

Yes, the 2 HPs were before BoA changed to SPs.

I believe the time between requests was 3/7/5/3/5 months.

---

Thanks for the update and DPs.

[Anonymous]

Current credit line: 6k

Ask for a credit line increase. I asked for 20k

They increased it to 13100. 

Lol, not too bad. I'm happy with it.

[imaximous]

Another recent update. Back to back requests in this order:

- Alaska Air CLI to $20.9k from $11.6k. Requested $30k.

- Premium Rewards CLI to $48k from $30k. Requested $60k

3 months since last CLI for both. Current TU Fico 8 is 752. BK7 from 2011 on file. 

PR card is now the fastest growing card for me. A year ago, the CL was only $2k since I got it in 2013. It started as a plain Bankamericard or whatever it was called with no rewards that I remember. I PCed it to Cash Rewards a few years later, and finally to Premium Rewards once I got it past $5k with the first CLI last year.

[Credit_hawk]

Just wanted to offer another DP. I requested a CLI today. I was about 4 months out since my last request. I wasn’t sure if I was going to get approved as my last request wasn’t wholly fulfilled but they did. Went from $38,000 to $45,000. I asked for $50,000.

I use BOA daily as one of my main cards even though it’s not my most lucrative in rewards. They’ve just always treated me well and I like doing business with them even if I’m not maximizing rewards on every swipe. No hard pulls of course.

[BigBS]

Likely the last update for me.  Just over 3 months (92 days I think) since my last CLI and figured it was time to go for it again.  Better Balance Rewards from $40K to $50K and Cash Rewards from $35K to $49.9K.  Neither was instant as I waited for about an hour before receiving the confirmation e-mail on the BBR; never received one for the CR.  Ironically, the CR CLI was requested first hoping to get the full $50K for it.  The BBR had consistent use (~$25 per month) to get the $30/quarter, but I did put ~$900 on the CR this month to eliminate that as a reason for not approving the CLI.

[coldfusion]

---

@BigBS wrote:

Likely the last update for me.  Just over 3 months (92 days I think) since my last CLI and figured it was time to go for it again.  Better Balance Rewards from $40K to $50K and Cash Rewards from $35K to $49.9K.  Neither was instant as I waited for about an hour before receiving the confirmation e-mail on the BBR; never received one for the CR.  Ironically, the CR CLI was requested first hoping to get the full $50K for it.  The BBR had consistent use (~$25 per month) to get the $30/quarter, but I did put ~$900 on the CR this month to eliminate that as a reason for not approving the CLI.

---

Congrats!  Another DP of someone at the $99.9K threshold. 

[imaximous]

---

@imaximous wrote:

Another recent update. Back to back requests in this order:

- Alaska Air CLI to $20.9k from $11.6k. Requested $30k.

- Premium Rewards CLI to $48k from $30k. Requested $60k

3 months since last CLI for both. Current TU Fico 8 is 752. BK7 from 2011 on file. 

PR card is now the fastest growing card for me. A year ago, the CL was only $2k since I got it in 2013. It started as a plain Bankamericard or whatever it was called with no rewards that I remember. I PCed it to Cash Rewards a few years later, and finally to Premium Rewards once I got it past $5k with the first CLI last year.

---

Yet another update, but this is DW's account. I'm posting because I made her get the card to have another annual companion fare 

Alaska Airlines approved with a $21k SL in Aug 2018. Growth after 6 months:

CLI to $33.6k in Nov 2018

CLI to $50k in Feb 2019

She has a squeaky clean profile, though. Fico 8 TU is 818. Very low UTIL 1-2%

I might be tempted to add myself as an AU if she gets to $100k 

[Anonymous]

Rarely used this card and went from 6500 > 10000 Card is barely couple months old. Kept checking my statement until it popped up. 

update: after my CLI posted I tried to CLI again, since the link is still showing up just to see what would happen. 10000 > 13000. It was approved but got countered with 12100. Im still ok with that  

[Anonymous]

---

@Anonymous wrote:

Rarely used this card and went from 6500 > 10000 Card is barely couple months old. Kept checking my statement until it popped up. 

update: after my CLI posted I tried to CLI again, since the link is still showing up just to see what would happen. 10000 > 13000. It was approved but got countered with 12100. Im still ok with that  

---

That's awesome to hear especially the double dip!! I sure hope it's both SP

When did you app for this card?