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BoA to stop HPs for CLI’s

Established Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@bigpoppa09 wrote:

@AverageJoesCredit wrote:
OMG OMG, I just hit the luv button for S&G! Instant 5k !!! No hpSmiley Happy WOO HOO!!

Congrats AJC hopefully no HP shows up.


+1 Congrats AJC!


Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

SCORES: Excellent · 830 to 848
INQUIRIES: 0
UNIVERSAL REVOLVERS: $200K Club
NUMBER OF CC ACCOUNTS: Less than 10
CARD USAGE: Minimal
CREDIT HISTORY: Very Lengthy · Seasoned Accounts
INCOME: Sufficient
UTIL: 1-2%
PYMTS: 100% Positive · Always PIF · AZEO
INSTALLMENTS: No thanks!
ASSETS: 100% Equity
TOTALLY REFUSE TO: Pay Interest or Annual Fees, Combine Accounts, Reduce Limits, Submit 4506-T, SCT, App Spree, Accumulate Inquiries, Do business with Comenity, Synchrony, Cap One, Wells Fargo, Citi, Barclays or any other credit-cancerous lending institutions
Message 71 of 810
Valued Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@AverageJoesCredit wrote:
Dang it ! I just woke upSmiley Sad Sorry guys, No coffee and Mondays = Epic AJC BOA FAILSmiley Wink hAPPy April Fools?

What does this mean, Joseph? Did you get the increase or not?


Message 72 of 810
Frequent Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@CO_NATIVE wrote:

@AverageJoesCredit wrote:
Dang it ! I just woke upSmiley Sad Sorry guys, No coffee and Mondays = Epic AJC BOA FAILSmiley Wink hAPPy April Fools?

What does this mean, Joseph? Did you get the increase or not?


Hopefully he did. 

 I think epic fail is my same epic fail....left monies on table?

 

I didnt shoot for the stars....darn shoulda asked for more



[Penfed Platinum Rewards 10k][TD Ameritrade-2k][BOA Cash Rewards 22k][NFCU cashRewards 20k][TDcash 5k][IHG 14.2k][BOA 15.8k][Amazon Prime Store 10k][Amazon PrimeVS 500][Amex BCE 6k][WellsFargo CashWise 14k][PNC Core 11.6k][WalmartMC 10k][SearsMC 10k][Lowes 35k][Toyota 9.5k][Capital One 5250][BP 10k][Home Depot 24.2k][Chase FU 6.6k][Discover 17.5k]
- [BOA CR $12.5k][Amex Plum NPSL][Amex SC+ $13.5k][Amex B4B $15.5k][Chase Ink $45k][PNC $25k]
Message 73 of 810
Established Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests

Went for the home run and requested $25k, went to Manual review

FICO EQ: 720 EX: 713 TU 721

5/3 Stand Up 2 Cancer $4k, Citi Diamond $6.5k, Citi Double Cash $6.5k, Citizens Bank Cashback Plus $4.6k, Chase Amazon $3k, Chase Hyatt $16k, Chase Starbucks $10k, Chase IHG $16k, Amex Hilton $21.4k, Amex Everyday $5k, CSR $10.5k, Amex Cash Magnet $5k, NFCU Amex $6k, NFCU cashRewards $22k, Discover IT $19k, Discover Miles $5k, Commence WM $7.5k, PenFed Cash $2.5k, PenFed Promise $15k

Message 74 of 810
Valued Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@WhatTickaWhat wrote:

@CO_NATIVE wrote:

@AverageJoesCredit wrote:
Dang it ! I just woke upSmiley Sad Sorry guys, No coffee and Mondays = Epic AJC BOA FAILSmiley Wink hAPPy April Fools?

What does this mean, Joseph? Did you get the increase or not?


Hopefully he did. 

 I think epic fail is my same epic fail....left monies on table?

 

I didnt shoot for the stars....darn shoulda asked for more


LOL. Well with Joseph's sense of humour one never knows....I took it to mean that his increase was a dream, but in re-reading it, maybe he was upset with himself for not being up at midnight to request the CLI? Joseph!


Message 75 of 810
Regular Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests

Worked for me...I went from $17,800 to $30K instant approval, no HP alert yet.  Smiley Happy

Message 76 of 810
Established Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@trant3 wrote:
Went for the home run and requested $25k, went to Manual review

You are second person reporting manual review. This indicates they may not be counter-offering online requests. BTW, in case you are not aware, your Citizens account allows you to phone in every 12 months to inquire about SP CLI offers.


Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

SCORES: Excellent · 830 to 848
INQUIRIES: 0
UNIVERSAL REVOLVERS: $200K Club
NUMBER OF CC ACCOUNTS: Less than 10
CARD USAGE: Minimal
CREDIT HISTORY: Very Lengthy · Seasoned Accounts
INCOME: Sufficient
UTIL: 1-2%
PYMTS: 100% Positive · Always PIF · AZEO
INSTALLMENTS: No thanks!
ASSETS: 100% Equity
TOTALLY REFUSE TO: Pay Interest or Annual Fees, Combine Accounts, Reduce Limits, Submit 4506-T, SCT, App Spree, Accumulate Inquiries, Do business with Comenity, Synchrony, Cap One, Wells Fargo, Citi, Barclays or any other credit-cancerous lending institutions
Message 77 of 810
Established Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@ChessChik47 wrote:

Worked for me...I went from $17,800 to $30K instant approval, no HP alert yet.  Smiley Happy


Nice. Congrats!


Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

SCORES: Excellent · 830 to 848
INQUIRIES: 0
UNIVERSAL REVOLVERS: $200K Club
NUMBER OF CC ACCOUNTS: Less than 10
CARD USAGE: Minimal
CREDIT HISTORY: Very Lengthy · Seasoned Accounts
INCOME: Sufficient
UTIL: 1-2%
PYMTS: 100% Positive · Always PIF · AZEO
INSTALLMENTS: No thanks!
ASSETS: 100% Equity
TOTALLY REFUSE TO: Pay Interest or Annual Fees, Combine Accounts, Reduce Limits, Submit 4506-T, SCT, App Spree, Accumulate Inquiries, Do business with Comenity, Synchrony, Cap One, Wells Fargo, Citi, Barclays or any other credit-cancerous lending institutions
Message 78 of 810
Valued Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests

Oh well. BOA givith and taketh away. Woke up to luv button completely removed after showing up for get this , the last 3 months without disappearing. Go figure. Guess no luv for me😕 Congrats to all getting increases!






Goals: Garden until 2020...Wait out last derogs...Watch inquiries drop like flies...Get under the elusive 5/24.
Message 79 of 810
Established Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests

I wonder why the wording on the page hasnt changed... I called and the rep said it'd be a HP. Still no reports of HPs?
Message 80 of 810