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BoA to stop HPs for CLI’s

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Established Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@bruisedcredit wrote:

Oh well. BOA givith and taketh away. Woke up to luv button completely removed after showing up for get this , the last 3 months without disappearing. Go figure. Guess no luv for me😕 Congrats to all getting increases!


Don't give up so quickly Bruised. Call in your request and be sure to get SP confirmation.


Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

SCORES: Excellent · 830 to 848
INQUIRIES: 0
UNIVERSAL REVOLVERS: $200K Club
NUMBER OF CC ACCOUNTS: Less than 10
CARD USAGE: Minimal
CREDIT HISTORY: Very Lengthy · Seasoned Accounts
INCOME: Sufficient
UTIL: 1-2%
PYMTS: 100% Positive · Always PIF · AZEO
INSTALLMENTS: No thanks!
ASSETS: 100% Equity
TOTALLY REFUSE TO: Pay Interest or Annual Fees, Combine Accounts, Reduce Limits, Submit 4506-T, SCT, App Spree, Accumulate Inquiries, Do business with Comenity, Synchrony, Cap One, Wells Fargo, Citi, Barclays or any other credit-cancerous lending institutions
Message 81 of 931
Established Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@bruisedcredit wrote:

Oh well. BOA givith and taketh away. Woke up to luv button completely removed after showing up for get this , the last 3 months without disappearing. Go figure. Guess no luv for me😕 Congrats to all getting increases!


Just asking....

have you clicked on the information and services tab?

might show there?



[Penfed Platinum Rewards 10k][TD Ameritrade-2k][BOA Cash Rewards 22k][NFCU cashRewards 20k][TDcash 5k][IHG 14.2k][BOA 15.8k][Amazon Prime Store 10k][Amazon PrimeVS 500][Amex BCE 6k][WellsFargo CashWise 14k][PNC Core 14.5k][WalmartMC 10k][SearsMC 12.5k][Lowes 35k][Toyota 15k][Capital One 5250][BP 10k][Home Depot 24.2k][Chase FU 6.6k][Discover 22.5k]
- [BOA CR $12.5k][Amex SC+ $13.5k][Amex B4B $35k][Chase Ink $45k][PNC $25k]
Message 82 of 931
Moderator

Re: DoC reporting BoA to stop pulling HPs for CLI requests

Congrats on all of the BoA luv!  Still not sure from Joe's back-to-back posts whether there really was a $5k CLI or not, though.  Smiley Frustrated

 

I'll give this a day or two to settle to make sure that these are truly all SPs, and then we'll ask for $100,000 on DW's card again.  It's been a while since she got $70k as she's somewhat averse to HPs (somewhat less so when she gets $20k CLIs and nearly $30k SLs, though LOL).  Since we have the same reported income, I really want to know if they're going to cap her at $99,900 as well.  Her TU08 on BoA has been 791 each of the past 3 months, and I am sure she will get something.

 

BoA_CLI.png


Message 83 of 931
Frequent Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@K-in-Boston wrote:

Congrats on all of the BoA luv!  Still not sure from Joe's back-to-back posts whether there really was a $5k CLI or not, though.  Smiley Frustrated

 

I'll give this a day or two to settle to make sure that these are truly all SPs, and then we'll ask for $100,000 on DW's card again.  It's been a while since she got $70k as she's somewhat averse to HPs (somewhat less so when she gets $20k CLIs and nearly $30k SLs, though LOL).  Since we have the same reported income, I really want to know if they're going to cap her at $99,900 as well.  Her TU08 on BoA has been 791 each of the past 3 months, and I am sure she will get something.

 

BoA_CLI.png


I'm not sure Joe knows.  Smiley Wink

 

Going for a cool just-under-a-million, eh K?  

--------------------------------------------------------------------------------------------------------------------------------------------
EX 748 TU 792 EQ 760
Goal Score: 780's



Total Individual CL: $152,100
Message 84 of 931
Regular Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@Asilomar wrote:

@K-in-Boston wrote:

Congrats on all of the BoA luv!  Still not sure from Joe's back-to-back posts whether there really was a $5k CLI or not, though.  Smiley Frustrated

 

I'll give this a day or two to settle to make sure that these are truly all SPs, and then we'll ask for $100,000 on DW's card again.  It's been a while since she got $70k as she's somewhat averse to HPs (somewhat less so when she gets $20k CLIs and nearly $30k SLs, though LOL).  Since we have the same reported income, I really want to know if they're going to cap her at $99,900 as well.  Her TU08 on BoA has been 791 each of the past 3 months, and I am sure she will get something.

 

BoA_CLI.png


I'm not sure Joe knows.  Smiley Wink

 

Going for a cool just-under-a-million, eh K?  


K, is that your way of making sure you don't leave anything on the table?  

Message 85 of 931
Established Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@K-in-Boston wrote:

I'll give this a day or two to settle to make sure that these are truly all SPs, and then we'll ask for $100,000 on DW's card again.  

BoA_CLI.png


Good luck! I can't take the plunge for about 6 more weeks. In the meantime, I get to enjoy the success of others. I can't wait.


Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

SCORES: Excellent · 830 to 848
INQUIRIES: 0
UNIVERSAL REVOLVERS: $200K Club
NUMBER OF CC ACCOUNTS: Less than 10
CARD USAGE: Minimal
CREDIT HISTORY: Very Lengthy · Seasoned Accounts
INCOME: Sufficient
UTIL: 1-2%
PYMTS: 100% Positive · Always PIF · AZEO
INSTALLMENTS: No thanks!
ASSETS: 100% Equity
TOTALLY REFUSE TO: Pay Interest or Annual Fees, Combine Accounts, Reduce Limits, Submit 4506-T, SCT, App Spree, Accumulate Inquiries, Do business with Comenity, Synchrony, Cap One, Wells Fargo, Citi, Barclays or any other credit-cancerous lending institutions
Message 86 of 931
Frequent Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@ChessChik47 wrote:

@Asilomar wrote:

@K-in-Boston wrote:

Congrats on all of the BoA luv!  Still not sure from Joe's back-to-back posts whether there really was a $5k CLI or not, though.  Smiley Frustrated

 

I'll give this a day or two to settle to make sure that these are truly all SPs, and then we'll ask for $100,000 on DW's card again.  It's been a while since she got $70k as she's somewhat averse to HPs (somewhat less so when she gets $20k CLIs and nearly $30k SLs, though LOL).  Since we have the same reported income, I really want to know if they're going to cap her at $99,900 as well.  Her TU08 on BoA has been 791 each of the past 3 months, and I am sure she will get something.

 

BoA_CLI.png


I'm not sure Joe knows.  Smiley Wink

 

Going for a cool just-under-a-million, eh K?  


K, is that your way of making sure you don't leave anything on the table?  


That one is definately going to manual review.  

--------------------------------------------------------------------------------------------------------------------------------------------
EX 748 TU 792 EQ 760
Goal Score: 780's



Total Individual CL: $152,100
Message 87 of 931
Established Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests

I just hit the luv button got the 7-10 message manual review denial forthcoming lol.

Message 88 of 931
Valued Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests


@WhatTickaWhat wrote:

@bruisedcredit wrote:

Oh well. BOA givith and taketh away. Woke up to luv button completely removed after showing up for get this , the last 3 months without disappearing. Go figure. Guess no luv for me😕 Congrats to all getting increases!


Just asking....

have you clicked on the information and services tab?

might show there?


Just checked there WTW and nothing showing. Thanks for the tip though😉






Message 89 of 931
Established Contributor

Re: DoC reporting BoA to stop pulling HPs for CLI requests

LOL You guys are too much.

Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

SCORES: Excellent · 830 to 848
INQUIRIES: 0
UNIVERSAL REVOLVERS: $200K Club
NUMBER OF CC ACCOUNTS: Less than 10
CARD USAGE: Minimal
CREDIT HISTORY: Very Lengthy · Seasoned Accounts
INCOME: Sufficient
UTIL: 1-2%
PYMTS: 100% Positive · Always PIF · AZEO
INSTALLMENTS: No thanks!
ASSETS: 100% Equity
TOTALLY REFUSE TO: Pay Interest or Annual Fees, Combine Accounts, Reduce Limits, Submit 4506-T, SCT, App Spree, Accumulate Inquiries, Do business with Comenity, Synchrony, Cap One, Wells Fargo, Citi, Barclays or any other credit-cancerous lending institutions
Message 90 of 931