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BoA to stop HPs for CLI’s

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Frequent Contributor

Re: BoA to stop HPs for CLI’s

Today I pulled the trigger, 182 days since last CLI.

Went from 83,000 to 99,900.

cli 8-9-2019.JPGCLI 2.JPG

About 600k in Credit Lines
CSP 29.9k, Citi DP 58.5k, Chase Sams MC 20k, Amex Hilton Surpass 35.6k, Hawaii Air 26k, Discover More 56k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 63.3k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 50k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Message 951 of 957
Established Contributor

Re: BoA to stop HPs for CLI’s

It's been almost a year since I've saw the cli button. I have to call in and request cli. Anyone else experiencing this?
Message 952 of 957
Regular Contributor

Re: BoA to stop HPs for CLI’s


@601flyguy wrote:
It's been almost a year since I've saw the cli button. I have to call in and request cli. Anyone else experiencing this?

I got my Travel Rewards back in May 2019 and I havent seen the button yet. Closed down another BOA card w/ 1k limit and had that 1k limit transferred to the Travel Rewards card last week. Do you think by transferring that credit limit over i've reset my button love?



BOA Americard $1000 | Sept. 2018-CLOSED Aug. 2019
BOA Travel Rewards $4200 | May 2019
Amex Hilton Ascend $15000 | July 2019
FICO 709
Next cards: Chase World of Hyatt (free night!) --> CSP --> Amex Platinum
Message 953 of 957
Super Contributor

Re: BoA to stop HPs for CLI’s


@kudosalert wrote:

@601flyguy wrote:
It's been almost a year since I've saw the cli button. I have to call in and request cli. Anyone else experiencing this?

I got my Travel Rewards back in May 2019 and I havent seen the button yet. Closed down another BOA card w/ 1k limit and had that 1k limit transferred to the Travel Rewards card last week. Do you think by transferring that credit limit over i've reset my button love?


IME, yes, when you shuffle limits and increase a card's limit that way, it does "count" as a CLI and typically you won't be able to request one for a little while (~90 days).

Message 954 of 957
Regular Contributor

Re: BoA to stop HPs for CLI’s


@kdm31091 wrote:

@kudosalert wrote:

@601flyguy wrote:
It's been almost a year since I've saw the cli button. I have to call in and request cli. Anyone else experiencing this?

I got my Travel Rewards back in May 2019 and I havent seen the button yet. Closed down another BOA card w/ 1k limit and had that 1k limit transferred to the Travel Rewards card last week. Do you think by transferring that credit limit over i've reset my button love?


IME, yes, when you shuffle limits and increase a card's limit that way, it does "count" as a CLI and typically you won't be able to request one for a little while (~90 days).


oh well. there goes any chance of padding my credit. was hoping to ask for a bigger CLI than 1k. 



BOA Americard $1000 | Sept. 2018-CLOSED Aug. 2019
BOA Travel Rewards $4200 | May 2019
Amex Hilton Ascend $15000 | July 2019
FICO 709
Next cards: Chase World of Hyatt (free night!) --> CSP --> Amex Platinum
Message 955 of 957
Regular Contributor

Re: BoA to stop HPs for CLI’s


@601flyguy wrote:
It's been almost a year since I've saw the cli button. I have to call in and request cli. Anyone else experiencing this?

It's kind of funky but you can also find it by going to Help & Support > Credit Cards > Request CLI (or someting like that).

 

And then it did something and re-directed by to the credit card dashboard where the CLI button then appeared.

 

I managed to go from a CLI of $40.2K to $50.2K.

 

Not sure, but it seems to help that I got a CLI from AMEX first then go through the other banks and request CLIs and they approve/increase it based on my highest credit limit card.




Message 956 of 957
Regular Contributor

Re: BoA to stop HPs for CLI’s


@iDShaDoW wrote:

@601flyguy wrote:
It's been almost a year since I've saw the cli button. I have to call in and request cli. Anyone else experiencing this?

It's kind of funky but you can also find it by going to Help & Support > Credit Cards > Request CLI (or someting like that).

 

And then it did something and re-directed by to the credit card dashboard where the CLI button then appeared.

 

I managed to go from a CLI of $40.2K to $50.2K.

 

Not sure, but it seems to help that I got a CLI from AMEX first then go through the other banks and request CLIs and they approve/increase it based on my highest credit limit card.


yeah i tried to go through the menu like you suggested. there's not an option for CLI. it must be tied to the actual button. 



BOA Americard $1000 | Sept. 2018-CLOSED Aug. 2019
BOA Travel Rewards $4200 | May 2019
Amex Hilton Ascend $15000 | July 2019
FICO 709
Next cards: Chase World of Hyatt (free night!) --> CSP --> Amex Platinum
Message 957 of 957
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