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Boa 99/500

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Anonymous
Not applicable

Boa 99/500

Is there a specific card I need to apply for to get the offer for the Boa 99/500 card? All my scores are around 600. I had a charged off MBNA card that may get fully secured. Smiley Sad
Message 1 of 4
3 REPLIES 3
Red1Blue
Super Contributor

Re: Boa 99/500

I think you can apply for any card and if you do not qualify for the regular card you might get an offer for 99/500. You could also try their preappoval form and see if you might be able to get preapproved for a secured card with out a hard inq. That way you could save your self a hard inquiry.
Message 2 of 4
llecs
Moderator Emeritus

Re: Boa 99/500

They will sometimes give the 99/500 counter-offer on many of their cards.
 
I was given two 99/500 offers at the same time: Platinum Plus and a Quixtar Visa. I accepted the later.
 
Also read here that someone was denied the Worldpoints CC and was counter-offered with a 99/500 on the same card.
Message 3 of 4
Anonymous
Not applicable

Re: Boa 99/500

When I was chatting online with a BoA CSR about the 99/500 card, she suggested I apply for the Visa Platinum Plus, and if I'm declined I "may" receive their counter offer.

And that's exactly how it went down.
Message 4 of 4
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