BofA BankAmericard PC to Premium Rewards possible? Update: Success!

[Anonymous]

Thanks. I currently have $5400 as my limit so hopefully I can PC. Calling them now and will update you guys. Wish me luck!

[Anonymous]

Any update did they do it?

[CreditCuriosity]

Agree giving up 500 dollar SUB is big, but if you have 100k in assets in ML/BofA then certainly possibly could be worth it to PC to this card if can't get it with the sub for whatever reason.  BofA PC's take FOREVER like 2-4 weeks which I was told recently on my BBR that I never had BT offers for so just closed it as didn't care for the regular APR and the 3-2-1 card was nothing exciting either which i was thinking about pc'ing to.

[Anonymous]

Well, I just got off the phone with a representative and she said that they do not really offer a product change to the premium rewards, however, since I was nice and patient, she'll see what she can do. After a brief hold, she said she put in the request and read to me the disclosures... annual fee of $95, no sign up bonus since its a PC, etc..., Asked me if I agree to all of the disclosures and I said yes, of course... Here's kicker though, after that she said that I should wait for the "decision" within 10 days... So i'm still hanging if its a yes or a no... Oh well... Gave me a case number and a number to call in case I don't hear anything after 4 weeks.

Good thing she said that it won't give me a hard pull since it is a PC and not a new app. I'll update you guys in 10 days. Hopefully its good news!

[Anonymous]

@CreditCuriosity Though I agree 100% on giving up $500 SUB, i feel like in the long run, it will be a good move since my BankAmericard is not earning me any points at all.

[Anonymous]

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@Anonymous wrote:

Well, I just got off the phone with a representative and she said that they do not really offer a product change to the premium rewards, however, since I was nice and patient, she'll see what she can do. After a brief hold, she said she put in the request and read to me the disclosures... annual fee of $95, no sign up bonus since its a PC, etc..., Asked me if I agree to all of the disclosures and I said yes, of course... Here's kicker though, after that she said that I should wait for the "decision" within 10 days... So i'm still hanging if its a yes or a no... Oh well... Gave me a case number and a number to call in case I don't hear anything after 4 weeks.

Good thing she said that it won't give me a hard pull since it is a PC and not a new app. I'll update you guys in 10 days. Hopefully its good news!

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Why are you throwing 500 dollars away? 

[Anonymous]

Update: My request for a PC has been approved. Got the letter today dated April 13. It said the change will take effect on May 27, 2018. Now, the wait for the new card begins.