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BofA CLI Love

mogo
New Contributor

BofA CLI Love

BofA is still giving increases.  I just hit the 6 month mark and asked for an increase and received it.  They jumped me up to 2500 from 1000.  I asked for 5000 (Ask big because you never know).  They made the decision on 2500 based on that I have averaged 2500 a month on the card.

 

Good Luck to all who ask for CLIs in the New Year  

Message 1 of 5
4 REPLIES 4
LilMirth
Moderator Emerita

Re: BofA CLI Love

Congrats!!!

 

That's a nice increase. It's great, too, that someone actually looked at your usage and gave you an increase that you both could live with. Perhaps there's hope for the banks yet!

 

I really like BoA a lot-- they've been good to me too. Hopefully, you'll find (as I have) that they'll keep growing with you, and the rewards get handsomer as you go.

 

Happy New Year!

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Message 2 of 5
jb1004
New Contributor

Re: BofA CLI Love

Congratulations on the increase.  Just one question for you though.  How did you average $2,500/month in purchases on a card with a $1,000 limit?
Message 3 of 5
LilMirth
Moderator Emerita

Re: BofA CLI Love

I'm not the OP, but to do this you have to make multiple payments per month. I did the same thing before BoA bumped me up to a level above what I was running through the card per month. Charge, pay it off, charge again, pay it off, charge again... and so on.

@jb1004 wrote:
Congratulations on the increase.  Just one question for you though.  How did you average $2,500/month in purchases on a card with a $1,000 limit?

 

-------------------------------------------


Friendly, Supportive & Respectful


Understanding Your FICO Score  |  Credit Scoring 101  |  Common Abbreviations  |  FTC: FCRA Links  |  FTC: FDCPA Links  |  Opt-Out  |  State Resources


"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli

Message 4 of 5
FretlessMayhem
Senior Contributor

Re: BofA CLI Love

Congrats! It's nice to see that BOA is still reasonable in their decision making.
Here we go again...
Message 5 of 5
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