BofA Card reporting before i have even received it?!

[Reese2107]

Anyone had this happen....should i be worried. Lol ive read that discover does this at times...just curious if anyone has had Bank of America do it as well?

[Boonie]

I don't know about BOA but I have had GE accounts show up on my credit reports within a few days after approval.

[myjourney]

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@Reese2107 wrote:

Anyone had this happen....should i be worried. Lol ive read that discover does this at times...just curious if anyone has had Bank of America do it as well?

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I saw another thread this week of the same thing it would seem BofA is changing into GE and Barclay's way of thinking

[Brusilov]

Mine reported at least to Transunion + Equifax within a few days of being approved.

[Anonymous]

Same thing happened with both of my BOA cards.  Reported within days of the actual approval.

[Reese2107]

Ok..thanks.

[dta]

Approved early Thursday and have received new account alerts today. Populated on my BofA.com account summary yesterday. Since I don't have the card yet I keep logging into the site just to see it there. Pretty excited for my highest-yet CL.

[Reese2107]

Yeah....they gave me a middle credit limit so to speak. after my citi and wells report their new limits i thjnk ill try to go ahead and get a CLI.

[FinStar]

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@Reese2107 wrote:

Anyone had this happen....should i be worried. Lol ive read that discover does this at times...just curious if anyone has had Bank of America do it as well?

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I'm not sure what worry should exist in a lender reporting it that soon?  Some tend to do this even before you activate the card.  All of the BofA/FIA cards that I was approved have reported within a week (or less) after approval.  The only time you could worry, IMO, is if it hasn't reported for months after being approved.  Then again, this would provide some folks with the "invisible" TL advantage from a reporting perspective.