I got a letter for a product change the CSR told me was instantly approved over the phone. the letter just stated it was approved, but still, a little disconcerting, because it was a thin envelope with no card in it...
I generally recommend against combining cards. Why turn two good accounts reporting paid on time into only one?
sankofa wrote:Cheech,Could you please let me know what the letter says once you get it? I would like to combine my Bank of America Amex Card and Visa Worldpoints cards also. My BOA Amex card's promotions ended back in May, 2008 and that card is now 7.90% for purchases and balance transfers. My BOA Worldpoints Visa is 1.99% until December, 2008. After Dec. '08, my APR will be 9.99% for purchases and balance transfers on that Visa card.I was advised by one of the CRs when I received the Visa Worldpoints card to combine the two of them when the 1.99% promotion ends in December, 2008 and gave me a number to call when that occurs.History-wise, the Amex card I have had since 2005 and the Visa since this year, 2008, so I would want to keep the Amex card as my main card. BOA opened that card with a $9,200 CL and has raised it to $12,100, so don't be surprised if your next statement shows a CL increase. Plus, my Visa card has a $3,200 CL. I would prefer having the $15,300 CL with combining the two rather than separate cards. Just my opinion.Sandy
Message Edited by sankofa on 08-07-2008 02:47 PM