BofA..Is this their way of apologizing? Pre-approved...

[Anonymous]

So, I just logged into my online banking 5 minutes ago and in the left hand corner of my account pages I see this:

WTH is this? Is this there way of apologizing for being schmucks? Hehe. 

Is this a REAL preapproval?  I haven't even clicked off  the screen yet. My session will probably time out. I'm afraid to look. LOL

Message Edited by UpUpUp on 07-31-2008 11:49 AM

[Creditaddict]

they are usually good about honoring pre-approvals, I would look and see atleast!

[Anonymous]

So I clicked it and it brings me right back to their home page and asks me to sign in.

I was already signed in, but I went ahead and did it again and it brings me back to my accounts page with the same preapproved message, but when I clicked it, it brought me back to the homepage and tells me to log in.

Must be that a$$hole playing a hoax on me because I called and complained!

Oh well. I was secretly hoping that maybe I could open it and combine my limits and keep my old history. Do they do that? I do NOT want any new accounts, already got 3 in the last few months (those were the only in the last 2 years, but I aim to purchase a home in 09 and dont' want to do anything else with my credit).

[Anonymous]

I got that too! When I clicked it, it kicked me out. When I logged in again, the offer was gone and replaced with 1.99% BT promo.

[Anonymous]

That's so strange. Was yours recently? Or has this been an ongoing issue?

[Anonymous]

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@Anonymous wrote:

That's so strange. Was yours recently? Or has this been an ongoing issue?

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I checked my account this morning but didn't pay much attention until I read your post then I went back into my account to click on the banner. I think today was my first time seeing the promo. I usually get the 1.99% BT. I checked the "MY OFFERS" link below the account balances but didn't have that. It did have a Worldpoints Business card offer. I also had a lengthy conversation with the CSR for a CLI recon a few months ago. They were being hard headed so I gave up, however, I was able to convert my Gold card to Worldpoints.

Message Edited by Solarjuju on 07-31-2008 09:41 AM

[Anonymous]

That's so funny. I converted my goldcard to worldpoints very recently too. Maybe now we are considered valued customers. So, we'll get these offers...even if they don't work!  

I log in to my account every day and have never seen that promo before.

Message Edited by UpUpUp on 07-31-2008 12:42 PM

[Anonymous]

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@Anonymous wrote:

Maybe now we are considered valued customers. So, we'll get these offers...even if they don't work!  

I log in to my account every day and have never seen that promo before.

Message Edited by UpUpUp on 07-31-2008 12:42 PM

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I hope so because I get jealous when so many people receive love from BOA... and here I am trying hard since 2002 with an $800 CL.

[Anonymous]

That pre-approved thing is always there on my home page once I sign in. It never works, just redirects you to sign in again. I think Amex hacked into the BofA site and they are checking to see if you check to see if you are pre-approved for another card he he hehehe.

If you want to see if you are really pre-approved for one of their cards, go to the credit card overview page once logged in and there will be a link to see if you have a "pre-approved offer".

Nope, the a$$wipe wasn't playing mind games with you

By the way, I NEVER have a pre-approved offer.

Message Edited by Jubeyy on 07-31-2008 10:14 AM

[Anonymous]

i just completed a BT with an CSR over the phone (2.2apr till april) ...increased my limit from 1k to 4.5k..however, when i went to log on, i noticed the banner for "preapprovals" that was never there before...offer to "see what card if for me" bu, then proceeded to navigate me to where i was unclear if this was going to be a HARD PULL.  

i just completed the BT and CLI with CSR, he assured me it was a SOFT PULL..i am wondering if this new app  ( if i applied)  will be hard/soft?