BofA closed account without notice after adding authorized users

[Rogue46]

---

@Kforce wrote:

---

@fury1995 wrote:

As a side note.. Issuers are taking a real hard look these days even when an A/U spouse puts more spend through an account than the primary.

---

My wife and kids are 90% of my cards spend.

I hope you are wrong on this.  

---

Me too. My wife spends about 95% of my Amex gold. Haven't had any issues yet but makes you think

[GZG]

---

@Rogue46 wrote:

---

@Kforce wrote:

---

@fury1995 wrote:

As a side note.. Issuers are taking a real hard look these days even when an A/U spouse puts more spend through an account than the primary.

---

My wife and kids are 90% of my cards spend.

I hope you are wrong on this.  

---

Me too. My wife spends about 95% of my Amex gold. Haven't had any issues yet but makes you think

---

I imagine adding multiple people with limited history in the US is much more of a red flag than normal, typical family AU spend 

[TRC_WA]

---

@superchurn wrote:

  Doesn't help I just chruned a BofA checking account before this. It was my 2nd oldest account on my file at 2 years and 3 months. I use it enough to keep it active but barely due to churning other cards.

---

I literally just LOL'ed when I saw your username.

It's really easy to not feel sorry for you.  

[coldfusion]

---

@Kforce wrote:

---

@fury1995 wrote:

As a side note.. Issuers are taking a real hard look these days even when an A/U spouse puts more spend through an account than the primary.

---

My wife and kids are 90% of my cards spend.

I hope you are wrong on this.  

---

They aren't, but AMEX by far appears to be the most anal-retentive over it and even they don't typically seem to be triggered unless the cardholder's spend is consistently at or close to 0%.